Jump to content
FSpencer

Santander left 10k debt on my experian file, but aren't pursueing it!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3614 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Nearly six months ago I cca'd Apex (who I'd been paying for years for a cahoot loan), they replied saying they were closing my account with them and referred me to Santander. I CCA'd them and after a couple months got what looks like a valid cca for my cahoot flexiloan (taken in 2001), and a statement of account which bizarrely shows the debt outstanding of £0. At the sametime I noticed an update on my experian file, showing 10k outstanding to Santander (this loan wasn't even on my file until I cca'd them).

 

It's been months now and I've not heard anything from them, I can't understand why they are not pursuing this. I've not made a payment to them for 6 months (when Apex said they were closing my account).

 

Should I contact them to try and sort out a repayment plan, or just keep waiting for them to come to me? I would like to have a bad but improving credit file rather than a permanently bad one (which is what I have at the moment with this 10k there).

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...