CCA query Lloyds TSB

[blueboy6970]

Quick question, which I have asked in the Lloyds section, but could do with some other input please.

 

CC taken out with TSB in 1994ish, account number 1234

Lloyds and TSB join, account number becomes 6789 - nothing signed during this process

 

If a CCA request is sent to Lloyds for account 6789, should I receive details of the pre-merge 1234 account, being as its in theory one and the same account?

 

If not then surely there is no way they can produce a signed Agreement?

 

Any help appreciated

[huggys boss]

In an ideal world they would have the original agreement for 1234, but I doubt if they have. Even if they hadn't merged and changed the account number I doubt after 14 years that they would be able to provide your agreement.

 

IMO, if they cannot provide a piece of paper with your signature on relating to 6789 then they have made a major booboo.

 

Interesting one this, I wonder how many people there are in your situation. I hope you get some expert advice on this soon.

[hammyhound]

Be careful I lost a claim where they produced the original signed application form even though it had an entirely different number on it to the one they were issuing proceedings.

 

HH