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    • you will have to start opening any mail that arrives so you can head problems off at the pass
    • we will need more details of hjow the phone sim ad bank accout are linked and why insurance seems to be what they are grouching about. Start at the beginning, name the bank and phone provider and whilst you are at it go through your bank statements to see if there is anything that resembles what yiyu are accused of. Also look at your credit files and see who has been  putting their feet all over it. if you have a great block of red inkl courtesy fo a phone provider them that will be the link but also understand that you might not have bought a data contract but some other product linked to the phone or not connected to it in any way
    • so they have wasted a bit of time on something that is pointless for both parties. A bank statement is not proof of debt, even if it shows the account is in the red because the terms of the account and any other associated accounts were not included. Who knows, the Norwegian bank may have agreed a contract with you that says you dont have to pay them unless you feel like it nd what proof do CLI have that isnt the case? If you havent paid a bean since 2013 they cant collect anyway as they will have to use UK law to make a claim so debt is SB and if you havent serviced the debt in Norway since 2008 they are dead in the water there, assuming they want to pay for a ferry trip for you in the first place
    • Looking for some advice, back in 2015 I bought a ee sim card for data not a mobile phone and it was not on a contract it was a monthly thing where as I understood I paid £20 and had 20gb of data to use.   I stopped topping up after 2 months and the data stopped, after applying for a c/c I was refused and my bank account was cancelled and I was told to check CIFAS file and was shocked to find   First party fraud - (Opening an account or other facility for a fraudulent purpose or the fraudulent misuse of an account or facility;or taking out an insurance policy for a fraudulent purpose or the fraudulent misuseof an insurance policy and/or insurance policy documentation)   Which looks like they are saying I opened my bank account to commit fraud, I had the bank account 7 years before.   So any ideas how I go about getting this removed
    • The SRA should take action but they dont and I think one of the reasons is the lack of court cases to show  malfeasance.
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
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Hello, hope someone can help me, so here goes.

 

I need to know what the normal procedure is for prooving to a bailiff and the company he works for that my husband no longer lives at my address as we have seperated since last October. I have had 2 visits already, sent them child tax credit award and water bill both just in my name, they have now asked for a council tax bill which again is my name. They have also told me they have to send a bailiff around to prove residency (i.e show him the council tax bill) even if i sent it in the mail, they have also said they cannot tell me when he will call, is this correct? i think i have been more that cooperative, should i tell them to get lost, i have a 2 year old and an 11 month old i am worried that he will try and get in my house if i open the door. Also they have told me that a bailiff spoke to my neighbour and he told him that my ex does live her, can they just take what my neighbour says as true? The thing is i don't even speak to neighbours let alone tell them about my personal life, so they would no way know about situation. Advice needed, thanks.

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do you know if this is for a parking ticket or council tax magistrate court fine

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Hi, thanks for your reply, it was a Mag Court Fine.

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Get on to the fines office at the court that is dealing with this and let them know that your husband moved out. Tell them that you have informed the bailiffs, sent them proof but still demanding to come round.

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Hi again, i have done that they told me there was nothing thy could do because the account was now with the bailiff. I seem to be hitting my had against a brick wall and don't know where to turn next.

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the court sent the bailiffs and the court can recall them get in touch with court and ask for the name of court manager

 

send them a formal complaint by recorded delivery letter

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Thats great, thank you for your help i'm on the phone waiting for them now. i will let you know how i get on.

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how did you get on :)

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Hi seanamarts

 

Well i spoke to HMCS call centre and spoke to a manager, who told me there was nothing she could do and i had to let it run its course. I explained i was a single woman with 2 very small children and still nothing. I don;t know why they are calling for the CT bill, i think that prob what my neighbour told the last bailiff did not help, even thought he recomened it be sent back to court (or so he tells me). So do i just wait for the bailiff to call and jst show him the bill, they have told me as soon as they see this bill that will be the end of it and it will be sent back, i'm just living on my nerves in the meantime not knowing what they may do, i read some stories on here which were not good. However from what i can figure theres not much they can do because i am a single parent family, is this true. So clueless with all of this. Thanks i advance.

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Their response is just typical, as soon as they see the word bailiff its like they have a turn off switch in their head. If he comes back, stand your ground, show him your CT letter, and tell him that this is the end of it, they have no more authority to break in than your average joe blog once you have shown them proof your ex does not live with you. If he tries to get into a conversation, cut it dead, state you dont wish to talk to him and shut the door. If he tries to prevent you from shutting it then call the police. You have no responsibility towards your ex and his whereabouts.

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Hello, hope someone can help me, so here goes.

 

I need to know what the normal procedure is for prooving to a bailiff and the company he works for that my husband no longer lives at my address as we have seperated since last October. I have had 2 visits already, sent them child tax credit award and water bill both just in my name, they have now asked for a council tax bill which again is my name. They have also told me they have to send a bailiff around to prove residency (i.e show him the council tax bill) even if i sent it in the mail, they have also said they cannot tell me when he will call, is this correct? i think i have been more that cooperative, should i tell them to get lost, i have a 2 year old and an 11 month old i am worried that he will try and get in my house if i open the door. Also they have told me that a bailiff spoke to my neighbour and he told him that my ex does live her, can they just take what my neighbour says as true? The thing is i don't even speak to neighbours let alone tell them about my personal life, so they would no way know about situation. Advice needed, thanks.

 

 

Hi there

YOU DON'T HAVE TO PROVE ANYTHING.

If the Bailiff calls --just tell him to Foxtrot Oscar.

 

He has ZERO rights --in fact EVEN LESS THAN ZERO when the"debt" he's collecting isn't yours in the first place.

 

It's up to the Bailiff company to do his OWN dirty work --up to them to find the address, it's not up to you to give it.

 

In any case DO NOT LET THEM IN AS THEY MIGHT TRY TO LEVY STUFF WHICH THEY THINK IS LEGITIMATELY LEVIABLE such as goods belonging to your EX.

 

 

Cheers

jimbo

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Thanks everybody for your advice, i'm not too worried about it because i do have the council tax bill to prove i am a single occupant living with my two small children. i have now spoken to my neighbours and have had to divulge to them that we are now seperated just in case the little rat goes asking questions again, I did'nt even know they are allowed to speak to neighbours but i'm sure theres a lot they cannot do and still do it. The best part is even if they did get in there is nothing of value in my house for the to take anyway.

 

I will let you know when they have been, hopefuly it will not be too much longer and i can forget about it.

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