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ERC's raise their ugly head again

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Hi - I want to claim the ERC's on a previous mortgage. In my case the KFI showed a 6% ERC so I asked the broker to get the offer revised as I didnt want that - he sent in a new form which I have a copy of, it states that the customer wants the erc reduced. Now I look at the files I see the eventual mortgage had the same damn erc rate on it as before - he also notes that NO NEW KFI needs to be issued to the customer! I am hoping these documents will help me in my fight against the lender. Anyone have any updates on ERCs?? thanks

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