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Sercio

Barclays Career Development Loan - Struggling.

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Hi,

 

a few years ago I took out a CDL with Barclays so I could train as a plumber in a long distance learning course. I took out around £4,500 and negotiated the monthly payments down to £113.

 

My current situation is, i'm working part-time, but hardly earning enough to pay this small monthly sum back. I'm living with my mother who in-turn isn't making much money either. We're renting and i'm not providing my share of that, i'm dragging us both down with this extra weight.. Any surplus money i'd normally offer is being sucked up by this loan, i'm not able to save. And my jobsearch isn't going well. I'm in a rut which is depressing me, I need help.

 

I still have a few thousand to pay off, at this rate it will take years and i'm not doing the things I want to do in life because of it.

 

Can I get some rescuing info?

Thanks.

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Hi Sercio and welcome to CAG.

 

Not sure we have any "rescuing info" for you.

 

Did you complete the plumbing course and get any trade qualifications as a result.

 

Are you working part time in plumbing, or elsewhere just now.

 

Have you checked to see that you and your mum are getting all benefits that you're entitled to. We have a forum for this here - http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?160-Benefits-Tax-Credits-and-Minimum-Wage

 

8-)


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