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    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
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Help withl lowell


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What do they need to investigate? That someone might owe some money? Load of cobblers, I'd give them a ring and ask if the investigation moron wants milk and sugar....bloody children.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Cat

 

Links to letters you need to send a CCA request - this will probably shut them up

 

CCA Request

CCA letter to send with a £1 postal order by recorded delivery, do not sign. They have 12 plus 2 working days to reply. If nothing valid is received you can send a letter to put the account in dispute (this is below) and this should stop them contacting you.

http://www.consumeractiongroup.co.uk/forum/content.php?414-CCA-request-letter

Account in Dispute letter

http://www.consumeractiongroup.co.uk/forum/content.php?436-Failure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale

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CD I'm inclined to ignore them at the moment, check your CRF first CAT see what if anything is on their first, a prove it letter, might be more apt at this point rather than a CCA request, especially if it is near to being SB.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It's ONLY money CAT, it isn't life or death, they won't put you in hospital, UNLESS you allow the little children to get to you. So don't!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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i had a disputed debt with a Catalogue,there has been no contact for just over 6 years.

we started to receive letters from Lowell & all the companies linked with them, all of the letters went into the bin, as i have heard many of the dirty tricks they get up to & have googled them.

we started to get the phone calls from all of their companies,cant remember all of the names,but i always ask them for the company name then say i may or may not call them back, i refuse to confirm any details that could be used to identify me, i then come on here or google the company name,....if its given.

28/01/11 i had a phone call they would only say "its a personal matter"despite asking for the company name,which was refused by the caller no company name was given, so i hung up.

 

within 10 minutes,the phone rang again,guess what, it was the same voice as the first phone call 10 minutes earlier.this time claiming to to represent Severn Trent Water,although the caller would not give his companies name.

i told him i am not legally obliged to give out any information which may identify me & i deal direct with all of the utility companies servicing this property.

 

i know this is a long winded post,but thought people on here should know about ,what i believe is a new tactic by this company & their associated companies.

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i had a disputed debt with a Catalogue,there has been no contact for just over 6 years.

we started to receive letters from Lowell & all the companies linked with them, all of the letters went into the bin, as i have heard many of the dirty tricks they get up to & have googled them.

we started to get the phone calls from all of their companies,cant remember all of the names,but i always ask them for the company name then say i may or may not call them back, i refuse to confirm any details that could be used to identify me, i then come on here or google the company name,....if its given.

28/01/11, i had a phone call they would only say "its a personal matter"despite asking for the company name,which was refused by the caller no company name was given, so i hung up.

 

within 10 minutes,the phone rang again,guess what, it was the same voice as the first phone call 10 minutes earlier.this time claiming to to represent Severn Trent Water,although the caller would not give his companies name.

i told him i am not legally obliged to give out any information which may identify me & i deal direct with all of the utility companies servicing this property.

 

i know this is a long winded post,but thought people on here should know about ,what i believe is a new tactic by this company & their associated companies.

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hi well i have looked at my credit report it says start date was 28 / 05/ 1998 date last delinquent ( that ever that means ? ) 06 / 05

default date 06/06/05

also says updated 30/04/07 ? what does that mean ? would that be when lowells bought the debt ?so any ideas guys ? there are not marks for any payments . cheers thanks again .. catx

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If the default date is June 2005, then the last payment could actually have been months before this so will certainly be Stat Barred by then.

 

Do you have any records yourself - bank statements or anything, to show when the last payment was made?

Please support CAG and they will support you.

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Cat

 

Just send them the doorstep collection letter by recorded delivery.

 

http://www.consumeractiongroup.co.uk/forum/content.php?410-LETTER-USED-WHEN-A-DCA-THREATENS-A-DOORSTEP-VISIT

 

If they continue to hassle you, then report them to Trading Standards. What they are doing can be considered harassment.

 

Don't worry about any doorstep collection. They probably won't turn up anyway and they certainly should not following you sending the letter. These doorstep collectors don't have any powers and they are just there to intimidate you. Most are self employed people, that won't go out of their way to make visits and if you are not in, they will just put a postcard through the door asking you to call. Some DCA's are a bit sneeky, as they send a postcard in the post asking you to call a mobile number, making it look like a doorstep collector has come to visit you. But if you look carefully, it will have a postage marker in the top righthand quarter.

 

Don't let yourself get worried by any of this. Looks like the debt will become statute barred very shortly.

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omg a reply already !!!!! saying they are removing my telelephone number from my account ? didnt no they had it . plus i will receive no more calls from them concerning this accouint . please do not hasitate to contact them , nothing about coming to my house lets hope they got the message big time as i really dont need the stress of that as well many thanks as always cat x

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It is no stress, any uneducated fool turning up on your doorstep demanding money can be told to shove off, they do not have any legal right let alone training to be on anyone's property committing a tort of trespass.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 4 months later...

Ok back again .... just been notified by Equifax that lowells have deleted my account summary now i have to click i think for it to be ok and taken off ? So do i click delete?:???:sorry sound thick just making sure i am not making my self known to them again and this is them going away ?

many thanks as always ........... cat x

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