Started my claim today.

[DanielWooly]

Hi everybody, great forum, i've today sent my first letter to HSBC, asking for £2432.50. I'll keep you updated with all progress. I've gathered that you have to be pretty ruthless. so if i don't have a cheque for £2432.50 by 20/2/06, i'll start claiming through the courts.

[DanielWooly]

Well, i sent my letter first class so they should have received it today. I'm gonna give them seven full days starting from today as that's what i've stated on my letter. It all depends on what they send me back as i'm not sure i'll be in a position to fork out for the court fees in seven days time so i might as well give them a little longer, although i'm sure it won't get me anywhere.

[DanielWooly]

Received a letter back from HSBC today dated 18th February. Was extremely short and boring. It just said they are investigating and will let me know when they have come to a conclusion.

[DanielWooly]

Received a letter back from HSBC today dated 18th February. Was extremely short and boring. It just said they are investigating and will let me know when they have come to a conclusion.

[BankFodder]

so if i don't have a cheque for £2432.50 by 20/2/06, i'll start claiming through the courts

So today is the 21st. Why haven't you issued - or are you frit?

[BankFodder]

so if i don't have a cheque for £2432.50 by 20/2/06, i'll start claiming through the courts

So today is the 21st. Why haven't you issued - or are you frit?

[Russe11]

they will not come back with a conclusion, submit your claim NOW.

 

possible in 8 weeks you might recieve a letter saying the bank stands on its position and you can complain further to the fso.

 

All well if you are accuring interest, but if somone is to lose their case against the banks(those going for a declaration) and the court rules that they are legal(remember every outcome has a chance) you may find your self with no grounds for a claim.

 

The bank has the defence of not being able to pay up, there was a case taken to the european court about operations paid for by NHS, they defended on the grounds that the cost would be to great to pay subsequent claims, they lost of course. Just as the person whether he had his operation paid for after the court ruled the NHS to do so, the answer was NO.

 

Its all quite feasible saying yes we will get a declaration etc, still does not mean the bank will stop or not pay up claims. The fact is the money talks.

[Russe11]

they will not come back with a conclusion, submit your claim NOW.

 

possible in 8 weeks you might recieve a letter saying the bank stands on its position and you can complain further to the fso.

 

All well if you are accuring interest, but if somone is to lose their case against the banks(those going for a declaration) and the court rules that they are legal(remember every outcome has a chance) you may find your self with no grounds for a claim.

 

The bank has the defence of not being able to pay up, there was a case taken to the european court about operations paid for by NHS, they defended on the grounds that the cost would be to great to pay subsequent claims, they lost of course. Just as the person whether he had his operation paid for after the court ruled the NHS to do so, the answer was NO.

 

Its all quite feasible saying yes we will get a declaration etc, still does not mean the bank will stop or not pay up claims. The fact is the money talks.

[DanielWooly]

Yeah i appreciate the investigation won't get me anywhere, i can't wait to submit my claim to the courts, the way i see it, the sooner i do, the sooner i get my money back. as soon as i have enough money to do so i will. i'm not skinting myself to do it though, just be another couple of days. how much are the court fees. Is it about 120? did i understand it right that there is then another 100 on top once a court is allocated?

[DanielWooly]

Yeah i appreciate the investigation won't get me anywhere, i can't wait to submit my claim to the courts, the way i see it, the sooner i do, the sooner i get my money back. as soon as i have enough money to do so i will. i'm not skinting myself to do it though, just be another couple of days. how much are the court fees. Is it about 120? did i understand it right that there is then another 100 on top once a court is allocated?

[Russe11]

court fees vary from £30 to a few hundred depending on claim value

 

allocation fee of 100 only has to be paid if the claim value is over 1500

[Russe11]

court fees vary from £30 to a few hundred depending on claim value

 

allocation fee of 100 only has to be paid if the claim value is over 1500

[DanielWooly]

Well i've just worked out the interest, my claim value currently stands at £2719.50 + court costs. Going up every day, i've just accelerated my clock to the year 2020 and it would be over 5000!! Messed up my security software a bit though.

[DanielWooly]

Well i've just worked out the interest, my claim value currently stands at £2719.50 + court costs. Going up every day, i've just accelerated my clock to the year 2020 and it would be over 5000!! Messed up my security software a bit though.

[DanielWooly]

Sorry it's took me this long, i've finally convinced someone to pay my court fee for me. just submitted my claim, £2883.42. Fingers crossed!!!

[Spiceskull]

Good luck.

[DanielWooly]

As soon as i get hsbc dealt with, alliance & leicester and natwest will be next targets! the amount of charges i've had since i turned 18 (i'm 23 now) is shocking, gotta be over £4k. swines!!

[DanielWooly]

Just checked on MoneyClaim and the claims been acknowledged.

[maverik1979]

all being well you should have your money within 2 weeks, good luck

[neilloffhagen]

You submitted your claim on the 18th and had a letter from the court today? I submitted mine on the 12th and have heard nothing yet Guess I just need to be a bit more patient

 

edited - how come my message appeared before the one I was commenting on - looks like your PC clock as well as Spiceskull is ahead?

[DanielWooly]

Received a letter from the court today with HSBC's acknowledgment of the claim attached, it's signed Deborah D'Aubney, the box it ticked stating 'I intend to defend all of this claim'. I presume this is standard procedure and they will settle up without actually defending it in court. Although it would be interesting if they did actually try and defend it!

[Spiceskull]

If you want to see a history of an HSBC claim, including the communications from Debbie D'Aubney - click here. Good luck...you are a few days from your money...

[DanielWooly]

Received a letter today from deborah, they've offered me all my money back plus interest plus court costs. Posted the letter back so i'm just waiting for my money. £2883.42, bargain!! I will be making a donation as soon as i have the money. I'm also gona be sending out some letters to NatWest & Alliance & Leicester in the next few days.

[maverik1979]

congratulations, well done mate

[DanielWooly]

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