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I would like some advice please.


I've fallen behind on my rent and bills due to having my hours cut drastically at work. I haven't been able to find work thast can pay for my rent which increases every year. I'm a single guy with no children. I receive housing benefit towards it as I'm on low income and have started selling online to make ends meet. Its been a learning curve and things are slow. This is growing slowly but steadily. I phoned my estate agent and told them that I can pay back the monies owed each week because of my new business venture. They agreed and sent me a new tenancy agreement. I signed it and sent it back, but then received a tenancy termination and have three months to find a new flat!


I visited CAB and the lady there told me to file for bankruptcy, but advised that this could hurt me in the future. I have a bailiff chasing me for council tax too.


I don't know what to do. I can make the money in 3 months for the deposit for a new flat. I know I can pay my part of the rent until I'm making enough to eventually pay for it myself without benefits. What do I tell a new landlord about my current situation? I'm really confused and would like any advise poss please. Thank you.

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I'll move this thread to the appropriate Forum.






Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Do you have any CCJs?

7 years in retail customer service


Expertise in letting and rental law for 6 years


By trade - I'm an IT engineer working in the housing sector.


Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.


Please click the star if I have helped!!

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I beieve I had a CCJ? for my council tax before they gave it to the bailiff that is coming next week.


With CT it doesn't go down the usual court route of default, claim and CCJ but they go to court to get a Liability Order - a finding that you are legally liable to pay the CT (there are few situations where a LO would not be granted as it doesn't deal with ability to pay but responsibility to pay) and then the council involved will hand the account to their chosen firm of bailiffs to collect on the LO.


CCJ's are usually awarded for things like loans, credit cards, catalogue accounts and the like.



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  • 9 months later...


Welcome to The Consumer Action Group.



I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.


Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.



Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.


It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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