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    • debt buyer never have any info, bar one line in a debt buying portfolio spreadsheet that get loaded into the pc that automatically spews out threat-o-gram, then the claims to robocourt
    • Thanks dx.    Would I not SAR Asset Link Capital as it was assigned to them in 2016 (according to the POC)?   To provide some context, I'm familiar with attending hearings etc and have fought and won a couple of battles.  I don't mind risking a couple of K in extra costs to give it a shot but I need to feel that there is at least a chance of success.   The card was originally an Egg card taken back in 2000 and then sold to BC who then sold to Asset Link Captial (no5) Limited.   When I did a CCA request to BC back in 2015, they provided reconstituted T&C's that post dated when I took the card out with Egg and a Credit Agreement for BC (which was clearly made up as the account was with EGG!).   Appreciate you are being careful to provide advice and not push someone to do something that could end up costing more money, I'm up for the fight though!
    • Public backs debt enforcement to support vital public services - survey | CIVEA View the full article
    • you wont get eric and that doesn't solve your problem as thats mainly to do with private parking set asides really as most judges now view PPC Backdoor CCJ with dissent and grant it regardless.    i absolutely hate link and paul burrell he built up a £1B+ empire of wealth solely by conning debtors into paying debts they mostly didn't even owe, but in this instance you are on very shaky ground.   me pers i'd not even debated it and i'd just gone for it win or bust. once you get the set aside it should be plain sailing.   but you came for advice and i can't not be truthful here.   the only otherway to better gauge you chances is to SAR Barclaycard , get everything they hold. that will show you the cards that Link will have to play with , they might well be pants.      
    • I have read everything about these cowboys but need a little advice. I was issued my fine on 9/12/19 but only received a dated letter on 11/01/20.   Ive had all the threatening letters from DRP and now Zenith and ignored them all. My wife was driving our car but yet its my dad who's getting all the letters as he's the registered owner.   They managed to get my number and rang me today, I busted them for being the same company but the guy on the phone was super aggressive.   I said to him Ive spoken to Trading Standards and they told me by law a ticket has to be issued within 14 days of the offence. But as you can see it was over a month,   I said this to the aggressive dude on the phone who actually knew way to much about parking fines. I think they are actually under the same umbrella as VCS also.   He was firing back that the law doesn't state that and I should look at 2012 laws or something and the DVLA, and it takes time to get my details from the DVLA to issue my charge????   Does this mean anything to anyone pls Regards   Stuart
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I would like some advice please.

 

I've fallen behind on my rent and bills due to having my hours cut drastically at work. I haven't been able to find work thast can pay for my rent which increases every year. I'm a single guy with no children. I receive housing benefit towards it as I'm on low income and have started selling online to make ends meet. Its been a learning curve and things are slow. This is growing slowly but steadily. I phoned my estate agent and told them that I can pay back the monies owed each week because of my new business venture. They agreed and sent me a new tenancy agreement. I signed it and sent it back, but then received a tenancy termination and have three months to find a new flat!

 

I visited CAB and the lady there told me to file for bankruptcy, but advised that this could hurt me in the future. I have a bailiff chasing me for council tax too.

 

I don't know what to do. I can make the money in 3 months for the deposit for a new flat. I know I can pay my part of the rent until I'm making enough to eventually pay for it myself without benefits. What do I tell a new landlord about my current situation? I'm really confused and would like any advise poss please. Thank you.

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Hi,

 

I'll move this thread to the appropriate Forum.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Do you have any CCJs?

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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I beieve I had a CCJ? for my council tax before they gave it to the bailiff that is coming next week.

 

With CT it doesn't go down the usual court route of default, claim and CCJ but they go to court to get a Liability Order - a finding that you are legally liable to pay the CT (there are few situations where a LO would not be granted as it doesn't deal with ability to pay but responsibility to pay) and then the council involved will hand the account to their chosen firm of bailiffs to collect on the LO.

 

CCJ's are usually awarded for things like loans, credit cards, catalogue accounts and the like.

 

Feebee_71

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  • 9 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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