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    • Yeah let ya know. Bit only first letter and email. So fingers crossed. 
    • “Consumer” means an individual acting for purposes that are wholly or mainly outside that individual’s trade, business, craft or profession. A trader claiming that an individual was not acting for purposes wholly or mainly outside the individual’s trade, business, craft or profession must prove it.
    • Sorry not sure what you mean, I think I have explained pretty much everything that has happened.  Sold item on ebay and was paid out to me, item got lost, ebay refunded buyer and left my account in minus, 2 years later DRS texting me about the debt owed.
    • I have made some edits. I think it's important to state your ground in terms of without prejudice correspondence and confidential correspondence so that there is no mystery. Secondly, what is all this stuff about "kind regards". Where does the kindness come in? I think you need a change of mindset and unless it is particularly important you think you should change your way of signing off on letters like this. Finally, you have given them to 10 July. Why? You only have to give them 14 days. Do you think that 10 July is going to make any difference? It's nonsense. It undermines your credibility. You need to be assertive and you need to be impatient to get going and they need to understand that – not that it will make any difference. Why don't you say to them that unless you have a satisfactory outcome by 10 July 2025, you will be issuing court proceedings?
    • Case Stay Lifted on 21/05/2024 General sanctions order was made on 21/05/2024   they didnt file their questionarre on time. So they have another 7 days
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Council Data Protection Act breach - what should I do?

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My local Council has recently published a set of my personal confidential information online as part of a planning application process (i.e. data of birth, telephone number, signature, photos etc) in error. They have accepted it was incorrect and removed the offending material. I complained requesting that they take this matter seriously and raise an official complaint and a DPA breach. They responded to say that basically their resolution was removal of the information and an apology.


I approaced the Information Commissioner about this and they said that there was potential for this matter to be a DPA breach, but there was no scope for a compensation payment as I had not suffered any financial loss.


My question is that the Council showed extreme neglect by publishing this information and putting me at risk of ID fraud (I am still at risk as the information may still be available as cached info or somebody may have printed it off). Is there any scope to sue them on those grounds? I am considering taking legal advice, but cannot afford to do so unless there are grounds for me to actually do so. I will probably complain to the Commissoner anyway as the Council certainly deserves the bad publicity, though I realise that this will not directly bring me compensation in itself.



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Welcome to the site.

I assume the ICO were talking about a section 13 claim ?

Any claim is not limited strictly to financial loss,it could also be for damage or distresss this could be unliquidated damages.

I will move your thread to a more appropriate area.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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  • 9 months later...


Welcome to The Consumer Action Group.



I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.


Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.



Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.


It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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