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NW charges for unpaid SO

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I'm not up to date with the developments in the bank charges case(s), as I've been lucky enough to avoid any so far. Always a first time though ...


NW have now charged me £30 (!!!) for an unpaid/returned Standing Order - do I have to wave that money goodbye, or is there any chance of claiming it back, and if so, what is the argument to use?


Money is really tight at the moment, so any advice would be much appreciated.





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