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Voluntary Redundancy and Maternity Allowance - advice needed

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Hi, I wonder if anyone can advise me regarding my currently siutation.


I am currently 10 weeks pregnant and yesterday was informed that my job is at risk of redundancy at the end of December when they shut the office I am currently working in.

They have offered me 2 options, either voluntary redundancy or application for a job in the London office (which is not practical with 2 small children and a 3rd on the way!) and if application for a role is unsuccessful it would result in compulsory redundancy anyway.

My question is this, unfortuantely at the time of my redundancy date I would only be 24 weeks pregnant which is not enough to qualify for SMP or probably any company maternity pay (which you have to be 26 weeks) but would I be entitled to maternity allowance? and would it be affected if I chose to take 'voluntary redundancy' ?


I will have been with the company 3 years and have already had a year's maternity leave (not sure if that is relevant)


Any help you can offer would be apreciated as I don't want to take voluntary redundancy and basically cut of my only income whilst I have the new baby until I can return to work, money is tight enough as it is.


My husband works 6 days a week to earn approx 30k so we are not classified as liable for any income support benefits etc (other than the usual child benefit and a small amount of Child tax credit)


Many thanks in advance



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Welcome to the site Ellie.

I will move this to an appropriate forum for help.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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You will be entitled to maternity allowance as you will have been employed during the test period. The rate is the same as SMP (£124.88 a week) and you will not have to pay tax or national insurance. You will be able to claim for 39 weeks and it will not be affected by any redundancy payments or your husbands wages. You will also be able to claim child benefit and maybe some more tax credits (when government makes its mind up what the threshold will be).


More info here:




I was made redundant when I had just returned from maternity leave and I was already 10 weeks pregnant again - my claim for maternity allowance has just come through and you can claim from 26 weeks pregnant. :-)

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That's excellent thank you and yes that article is very helpful.

Funnily enough we are in very similar circumstances because I was due to go back to work on the 1st Jan as I am still on maternity leave at the moment from having my twin girls! I found out I was pregnant naturally (previously numerous IVF attempts over many years) when the girls were just 5 months so it has all come as quite a shock to be honest!

Thankfully on reading the article I will qualify for MA as my company maternity earnings will take me over the limit but it has been so complicated to fathom out and to then find out I'm being made redundant anyway!


Thank you again for all your help and advice.



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  • 9 months later...


Welcome to The Consumer Action Group.



I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.


Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.



Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.


It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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