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vandolayem8

Hfo(barclaycard)

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I received a charging order against my propety for £1,378.00 from the court the against the above card , I knew that I have not been paying for the card close to 6 years.I was out of UK and I did not receive the court claims, when I came back I filled N244 to the court to set the Judgment aside.I contacted the solictors(turnbull rutherford) out of ignorance before I discover this forum. I was told that for the charging order to be removed I need to pay £1000, out of panic I pay £20.00 and I was sent statement of earning sheet( of which I have declare my income and expenditure) dully signed and posted back to the solicitors.

The ccj , is now on my credit report, what can I do?

After reading this forum, I now discovered that the whole debt is a slap.Is in not to late for me to put a counter claim?can I still request for CCA or what is the way forward.

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Have you had a reply back from the court regarding the set aside application?

 

If you have a scanner it would be helpful for you to post up any documents in relation to the claim, removing any personal data.

 

You may be able to remove the CCJ and charging order under certain circumstances, I did.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Hi and welcome.

 

I am not an expert on court actions but others are and hopefully will help.

 

Can you explain when you applied for the Set Aside and what stage this is at and also when did you contact TR. Have you agreed to pay TR?

 

It is not recommended to speak to TR or HFO (or any DCA) on the phone so avoid this. Do you have anything in writing that you can outline to us or better still scan and post as an attachment? You must hide any personal details, numbers, barcodes etc before doing this


At your Service

 

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As I have pointed out, I have spoken with TRS,I even pay £20.00 to them beforre I discover this forum.I even send income and expenditure sheet to them , with agreement that I can afford £20.00 on montly basis(when I was panicknig and streess)

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I applied for the judgment to be set aside on monday 06/09/2010.they abtained the first judgment when I was not around somtimes in July( as I didn,t receive the claim form and I didnt fill any defence to the court.

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I applied to the court for the judgment to be set aside on the 06/09/2010.

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I applied to the court for the judgment to be set aside on the 06/09/2010.

 

On what grounds ?


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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i requested for the judgment to be set aside on the grounds that I did nbot receive the claim form and that I have contacted the claimat solictotors that I offered to be paying £20.00 on monthly basis(Of a truth, I knew that I made mistake that I accepted the claim) I was ignorance of my right until I read a lot on this forum

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Who was the original creditor?

and who holds the charge on your property.

?


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Right, lets get this into order.

 

The CCJ was obtained - When?

 

The reason you did not received the Court/DCA paperwork was because?

 

You have completed form for set aside and lodged it with the Court on Monday 6th September.

 

On what grounds were you applying for Set Aside

 

IMHO you were cohersed in to making a payment by miss-information over the telephone by Turball Rutherford.

 

Stop telephoning anyone and rely solely on written correspondence, you have already, to your cost, found out how they lie and 'cheat' over the phone.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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When will the court agree to set aside a judgement?

 

The County Court rules set out when you can apply to set aside a judgment. For example:

  • You may not have received the original claim form.
  • You may have moved house and not had post from your previous address.
  • An order was made against you in your absence in certain circumstances.
  • There may be an error in the judgment.
  • You want to put in a defence and did not have the opportunity to do this.
  • The proceedings did not follow the court rules.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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the original creditor was with barclays, and HFO CAPITAL LIMITED hold charge on my property

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CCJ was obtained on the 06/07/20010( as I did not receive the claim form).

I have completed the form for the set aside and I lodged it with the court on Monday 6th September 2010.

The grounds that are indicated on the application are as follows:I did not receive the claim form, and I also indicated that I have contacted claimat solicitors and I ofered to be paying £20.00 on monthly basis, as I have been out of job abd due to my financial incapability.

I need to point out that I paid £20.00 to the claimat solicitors yesterday(via direct bank transfer), I call him and I offered to pay 50 % of the said amount( for them to drop the charging order) but the solictors insisted that I have to pay £1000 or out the amount which is £1,378.00.The court hearing date is 1 october 2010.(I made the payment out of ignorance before I discover this forum and I was panic.)

The unilateral notice has been registered with the land registy.Do I still have chance to defend my self and have the charging order drop or what can I do?

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You need to SAR Barclaycard.

What was date of the CCJ and Charging Order.

and which HFO Capital is entered on the charging order and what is the address


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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So when did they get the charging order?


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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have you proof they have got a charging order.

it would really help if you posted ant docs.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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The date for the interim for the CCJ was 06/July/2010, the application will be heard on the 01 October 2010.HFO CAPITAL LIMITED and the address is the solicitor add which is:165 the broadway.Wimbledon.SW19 1NE. How do I go about SAR to BARCLAYS and could you kindly let me have the format.? is it not to late considering the time and date of the hearing?Kindly keep me posted on the next line of action.I appreaciate your help.

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CCF08092010_00000.jpgatteched is the copy of the interim charging order[ATTACH=CONFIG]21620[/ATTACH]

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Hi

 

This is Subject Access Request to send to Barclaycard

SAR
link3.gif
letter to send, enclose a £10 postal order, send by recorded delivery. Sign but put crosses through signature
link3.gif
.They have 40 days to reply but it is important that you make this request as you can put in your defence that you have requested it. If you have changed address you can amend the last paragraph and give previous address.

 

[your address]

 

BARCLAYCARD

Data Protection Team

Dept LRC

Northampton

NN4 7SG

 

[DATE]

 

Dear Sir/Madam

 

ACCOUNT NUMBER: xxxxxxxxx (or multiple numbers if more than one account)

 

Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time.

Please note that I require disclosure of any personal data
link3.gif
which you hold on me for the entire period of my dealings with you.

The Subject Access is not limited to my transaction history and it is not limited merely to 6 years
link3.gif
of historical information.

Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my banking business with you.

If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

I enclose the statutory maximum fee of £10. You have 40 days in which to comply.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

 

Yours faithfully,

 

[signature]

 

[name]

 

 


At your Service

 

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thanks for your help, I really appreciate that.Could you kindly confirm that I can still use this letter despite the fact that I pay £20.00 to the claimant solicitors days ago and that I have offfered to be paying on monthly basis.Also, the poster order need to be address to who? waiting for your response.

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thanks for your help, I really appreciate that.Could you kindly confirm that I can still use this letter despite the fact that I pay £20.00 to the claimant solicitors days ago and that I have offfered to be paying on monthly basis.Also, the poster order need to be address to who? waiting for your response.

 

Yes you can SAR anyone at anytime who hold your info, just make PO out to Barclaycard.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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I will do that, after sending the PO, what is the next thing to do as the case is coming up on the 1st of October, do I need to inform the claimat solictors of any of my action? also the did you view the attachment that I sent over on the charging order?

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If the date for the interim was the 7th July, the CCJ must be before this,

in post 13 you say the CCJ wa also ordered on the 7th July.

 

With regard to the final order you get the opportunity to have it dismissed at the final hearing and as you have an application in to set aside the CCJ they should not grant the final order anyhow.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Attachment,s to small to view, I would write to the court explaining the final order should not be granted as the legal process is ongoing with your set aside application.


US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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I have sent copy of the charging order still waiting for your response.

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