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Lowells searching my partners credit


woody1066
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I have an old HFC credit card debt that despite them not being able to provide a CCA has been passed to lowlifes. I sent them the bemused letter which seems to have stopped the flow of threatograms.

 

However my partner checked her credit score which is normally good to discover that lowlifes have done a search on her.

 

I wanna take these pond lives to the cleaners and will go all the way if neccesary. Any advice would be gratefully received.

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Was this search under searches made in connection with applications for credit?

Which CRA is holding the data?

I have just started a new thread on this and would like any info on what other Caggers

are experiencing please.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Was this search under searches made in connection with applications for credit?

Which CRA is holding the data?

I have just started a new thread on this and would like any info on what other Caggers

are experiencing please.

 

It was Experion and it was entitled something like "assosciated persons debt"

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Do you and your partner have any joint accounts at present

this sounds like they are fishing for contacts.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Step 1 complaint to Experian re UNAUTHORISED SEARCH and query why the association has been made.

Step 2 complaint to OFT & ICO, keep all records letters/phone calls.

Step 3 send CCA request to OC.

How old is the alleged debt,and when was last payment/acknowledgement?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Step 1 complaint to Experian re UNAUTHORISED SEARCH and query why the association has been made.

Step 2 complaint to OFT & ICO, keep all records letters/phone calls.

Step 3 send CCA request to OC.

How old is the alleged debt,and when was last payment/acknowledgement?

 

There is no cca, hence its in dispute

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More things to do would be to Demand their complaints procedure, and if no satisfactory explanation, complain to FSOPS As it was your partner's credit file they have besmirched, and their good name, it would be a better complaint coming from them as well

I am a lawyer, but I am an academic lawyer. I do not practice as a barrister or solicitor. You should consult a practising Solicitor BEFORE taking any Court or other action

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