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    • Well that was an anticlimax.   the case has been adjourned due to the Judge believing the 1 hour time slot allocated is not enough time. He’s going to reschedule with a 3.5 hr slot some time soon.   I asked the Judge if the claimant for their name and if they had the right of audience, to which I was told that it was the Secretary representing VCS, and a Barrister, so therefore yes they did.   The judge made a point the my defence is so meaty, this was the reason for the extra time required.    The Secretary seemed quite cocky, and I got the impression he felt he had a strong case.   he made a quick reference to Britania and abuse of process, but can’t remember what he said it was all a blur. I think he made some quick quip about the byelaws too.   The judge stressed most these cases usually don’t need more than an hour, but this was deffo an exception.    
    • Following CMA action, Virgin Holidays has committed to refund all customers whose package holidays were cancelled due to coronavirus. View the full article
    • I must say it's all been pretty good and joined together. They even sent a test for my wife as she has medication that she must stop if Covid positive. , which she fortunately wasn't.   This disease is incredibly dangerous because of it's unpredictability. We ate at the same table, 3 days in a row, sat together as a family, I drove my daughter around for 3 hours in the day before she had symptoms, and was handing me chewing gums from the pack, at the time she was most infectious, yet 9 days later none of us or her close contacts have displayed any symptoms, (apart from my slightly suspicious sore throat).   Then at the other extreme there re super spreader events leading to numerous hospitalisations.  It makes no sense whatsoever!            
    • Vahghan Gething given a roasting by Kay burley over whether a hairdryer is essential.  It gets worse in Wales   https://www.dailymail.co.uk/news/article-8871385/Welsh-ministers-flounder-try-defend-new-shopping-rules.html
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
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      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
      You only have to look at TrustPilot to get an idea of what this company is like.
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
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      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
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      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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What should I expect at grievence ppeal meeting tomorrow?

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Hi All

This Problem has been on going since July, I have my appeal meeting tomorrow as the answers I received from my first meeting were a joke, just wondered what to expect tomorrow? do companies go into the appeal hearings with different tactics etc? any advice would be very appreciated!

Thanks xx

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