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Who is actually doing non secured personal loans below 9.9%


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My 13 year old 306 is starting to get ropey (rust n bad clutch), so a newer car is needed soon.

 

Who is actually doing non secured personal loans below 9.9%

 

Asked my bank (Natwest)

 

14.9% apr GTFOH :evil:

 

So, do we know who's actually lending below 9.9%apr ?

 

And not just using cheap advertised to suck people in.

 

I have 998 credit score so 1 off the best possible score you can have :-)

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Tesco's and Sainsbury's are 8.7% and 8.8% respectively at the moment. I think that figure gets lower if the loan is over £7,500.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Well, got declined by Sainburys loans

 

They didn't even ask the "we now need to do credit score" question :(

 

Their system must have not liked me

 

So have fired off a Tesco application.

 

Only asked for £5560 over 5 years :(

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If Siansbury's have said no, then Tesco will more than likely say the same. They tend to use the same process. There may be something adverse on your credit record/score. I would check it out if I was you.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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@SOD'EM

 

they did.

 

I've asked tesco and experian why, they both answer the only reason I'm getting shot down is not being a home owner.

 

Considering I was applying for non secured loans is a bit of a daft and weak excuse.

 

Ho hum, back to the drawing board :(

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