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Is this statute barred? Link Financial

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Got a letter today from Link, i think it might just be Statute Barred now, what do you think?

 

DSC08721.jpg

 

Thanks :oops:

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if you have made no payment or acknowledgment then it will comfortably be Statute Barred, as there will have likely been some months of non payment to cause the assignment.

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if you have made no payment or acknowledgment then it will comfortably be Statute Barred, as there will have likely been some months of non payment to cause the assignment.

 

there was contact early on in 2002/2003 because this debt wasnt even mine - but it was late 2003 i started ignoring them (evil person i shared a house with managed to get a credit card in my name, the date of birth on my credit file was even wrong and she managed to get a credit card with a healthy limit!!!!)

 

Thanks :wink:

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Do you know the where this person is now?

Have you done a CCA request to the creditor?

It seems to be well stat barred but if it's not your debt you need to get

the CCA asap.

Probably after this time no agreement exists, send do not acknowledge

letter, template on here.


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I have no idea where they are and i'm not going to go to the effort to find the scummy tart.

 

I told the credit card company the debt wasn't mine but they didnt want to listen, once it was passed onto Link i did the same again, i got a note put onto my credit file saying i disputed the debt.

 

To be honest i'm worried about speaking to Link especially as this could well be statute barred just in case they decided to reset the debt clock. I don't have anything on credit anyway so it doesnt greatly concern me.

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