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    • so ask for a quote for their removal. you say due to the state of the tiles but give no indication as to what that is. You do need to have something specific to wave at them to get any movement and at the moment you dont. For all they know you could be telling lies just to get a few quid to go travelling with. so get proof of asbestos and a quote for removal if the roof is too far goen for repair. Pictures to show what they shopuldnt have missed will also bolster your case. I also note that it was 3 years ago so you have enjoyed the benefit of the roof for that time regardless of what it was made of. An estimate of the age of the roof will also be needed as that will help determine whether they should ahve been looking for such materials in their survey.
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emmawiegold

Immediate Fiinancial - Has anyone heard of them - are they dodgy?

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Was contiplating going with Immediate Financial a Debt Solutions company and are part of Money Expert group. Does anyone know if this lot are a safe bet or to steer clear?

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If they charge a fee for a debt management plan then avoid them. It's nothing you can't do yourself giving you more control or have another organisation do free of charge.

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do it yourself with CAG!

 

or use payplan or CCCS both are free charities.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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This company claim they pay your debtors £1 a month for 6/12mths and then negotiate a full and final settlement with them after that period. I pay them each month into a 'pot' which they then start to take out of to clear the debts.

 

Is this advisable to do myself or are I better off doing a financial statement and offering each creditor what I can afford to pay them? After looking at information on CAG I have decided that a debt management company is not the best route. They charge a hell of a lot of money and I am dubious to how they sort out the debts.

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