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New LLoyds Charging...getting better?


silverbreak
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I guess others will have seen the new current account charges flyer sent out recently by LloydsTSB.

The good news is they are reducing charge for returned items to £10 (maximum £30 in one day). Reducing daily fees for unplanned overdrafts on a stepped scale.

The bad news they are charging £5 pm if you use an agreed overdraft of more than £10. There are however no fees or interest payable if you go overdrawn by less than £10.

Still means in effect though that if you slipped into the red by £26 (whilst on holiday for instance) with no agreed overdraft facility you could incur £80 in charges.

What do others think/ step in right direction?

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hi silverbreak

 

i "was" a lloyds tsb account holder until yesterday got my wages paid into my post office account today my od is £4k and they aint "never " getin another penny from me ever again!!!! and that feels good they can chase me for it but its all charges!!!!!!!!!!!!!

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