Lowell Portfolio 1

[Old Cogger]

Bump

[nishi]

I take that as a no then?

[Old Cogger]

Bumped up to bring to attention on your behalf!

[nishi]

oh right! sorry!! thankyou ;-) Ill start writting that letter that Halibutt suggested. But other than that, Ive got no choice but to pay.

[nishi]

where can I get a template for account still in dispute?? not sure what Id write...

[Bazooka Boo]

The last two uploads of the form, the one which is clearer to read, is this the same as the one you signed?

Was this done in store?

[im-mad]

subbing 8-)

[nishi]

@ Bazooka Boo - yes it was....and yes it was....

[nishi]

Im huessing Ill just have to pay the balance and be done wqith it. My fiance and I want to be able to buy a house in a few months time. dont need things like this hanging over us....

[Bazooka Boo]

Well I must admit, that whilst CCA's are not my bag, this does look like they have obliged you with your request, it's not often they will furnish you with a clear copy of your agreement along with the original copy...Not to worry, as this isn't about debt avoidance, just playing by the rules. So I agree that you would be best to make them an offer of payment, in writing, and if they refuse this, reduce it by a Pound each and every time.

 

You can ONLY pay what YOU can realistically and comfortably afford, NOT what they demand. If they ask you to fill in their hilarious I&E form, then it is up to you to decide whether you want them having this personal information, only a Judge can request such info, BUT it may be advantageous to you to supply them with this info.

 

If you feel you should, then I strongly recommend getting an I&E form off here or one that is better suited to your situation, the National Debtline have some good ones, or the Local CAB.