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    • thread title updated please complete this: and post up the defence you filed too    not sure where you got that from... is this the same issue? Logging on to MCOL - is the site down? - Financial Legal Issues - Consumer Action Group  
    • thanks for bothering to update us after all the free help.... dx  
    • Hi all,  I really need to start my own thread on this Claim with Overdales/Lowell for a Cap One debt. but have already got to this stage .. My initial question for the moment - until replies come in - is that I figure my main stance is that a purchased debt cannot be claimed, debts can only be claimed by the original issuer of the debt .. but mediation is about coming to an agreement. would I be acting in bad faith if I enter into mediation yet not seeking to come to a financial agreement? Also, I need to reject the scheduled time slot and ask for another as I'm not going to be free during those hours. The wording of the email gives the impression that I am given this one slot and if I reject it, then I am rejecting mediation - there is no mention of rescheduling, only of freeing up the slot for others .. although, I would have thought it would say so, if there were no possibility to reschedule.. Can I ask for another date without issue? I am happy to post up my defence and start a proper thread? I had a lot on at the time and had to do things right away due to the time limits, so didn't feel I had time to come here and go back and forth for info, put my defence together from reading through relevant threads, late at night. CCA request appears to have been fulfilled (I'm still to check the accuracy of the documents). The other thing, asking solicitors about the particulars of the claim, hasn't .. although I forgot to ask for proof of postage and didn't send recorded post either (whereas the CCA I did), so not sure if I can pursue that easily ..?  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Missed Direct Debit - Sky


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My direct debit was due on 27th Aug but i cancelled the direct debit as sufficent funds wouldnt be in my account. I did however set up a new direct debit for a different account 23rd aug which is now showing up on my direct debit list on my bank account. My question is when will the restriction be added to my sky account as it was missed on 27th aug?

 

Thanks in advance

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it depends on the amount if it is just one month the may resubmit for it around the 7th or add to next months bill - because you have set a dd already it is most likely they will not restrict the service

 

If you check your account online it should tell you when they are going to apply for the next payment

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  • 1 month later...

If you are playing brinkmanship with your accounrs, I'd advise you forget about this as a payment method. It costs FAR more in charges as they line up to 'fine' you, than it does paying the extra and controlling when you can pay yourself.

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