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    • Ah but if I didn’t pay PRA group could they default me?
    • We have a damp problem in a party wall in a Victorian terrace.  Both I and my neighbour have single storey extensions at the back (actually the front, but the back as originally built...) with roof terrace / patio area above, and a brick wall dividing the two terraces. This is standard in the road. (They also have a small conservatory joined to the first floor over part of their roof terrace) Some years ago we noticed that the internal party wall below the terrace was showing some signs of damp. We asked the neighbours if they had noticed a similar issue but they refused to engage with us. We hoped it was a condensation issue, and it was only occasional.  Over the years the dampness has got more frequent, and a couple of years ago we had our terrace completely redone, with the old flooring removed, new felting put down, new lead flashing, and decking on top. I stripped the wall below back to plaster and re-papered and painted. Last year the damp returned, but much more noticeably. We use a dehumidifier and can "extract" a couple of pints of water from the downstairs hallway sometimes - regardless of weather. There is black mould at the top of the wall, and it's clear the damp is coming top-down. I've lifted all our decking, put sealant along all felt joints, and silicone sealer between the lead flashing and brickwork that forms the dividing wall between terraces.  Since then there've been occasions when there has been surface water running down the wall, even when it's not rained.  We're pretty certain it's when the neighbour waters plants on the terrace.  The neighbours still won't engage, but we have persistent black mould, the paper is peeling off and the wall is wet from the top.  To check it's not our roof, at times when the wall has been dry I've thrown buckets of water at our side of the dividing wall on the terrace (and this obviously drains down onto the felting below the decking). The downstairs interior wall is unaffected by this - confirming the problem is coming from the neighbour's side. So what to do? Is this something we should be referring to our insurers? If the neighbours fail to fix the root cause (which is presumably perished roofing under their conservatory, or blocked drainage etc), is there anything we can do to stop it affecting us?  The internal wall is structural so I'm not really sure how a builder would approach the problem without access from the neighbour's side too.  We're planning on selling within the next 2 - 3 years but in its present state it's hard to see how someone would take it on, at least without a big price drop.  Any suggestions very welcome! 
    • defaulted debts vanish from your file regardless to payment on the registered defaulted dates 6th birthday   NON defaulted debts will sit on your file for 6yrs yrs from last payment - i e the debt becomes statute barred,-  but that does not automatically guarantee they will be removed.
    • Yes if defaulted but my non defaulted ones sit there
    • but thats how long it will show from settlement payment on your file if you make one or  if you leave as is..same result but far cheaper....   dx  
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
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Published: 30 Aug 2010

BRITAIN and France are preparing to reveal unprecedented plans to share the use of their aircraft carriers in a controversial step to maintain military power in an era of cost-cutting.

 

In a potential threat to thousands of shipyard jobs, the move would make it easier for Britain to scrap or downgrade one of the two replacement carriers which are already under construction at a cost of £5.2billion.

David Cameron and President Sarkozy are expected to outline the proposal in a November summit, which will lead to British and French flagships working together and protecting the interests of both countries.

The arrangement, expected to come into force soon after the announcement, would ensure that one of three ships - one French, two British - was always on duty patrolling the seas. At present, there are periods when both ageing British vessels - HMS Ark Royal and HMS Illustrious - are in dock.

Critics questioned the viability of such a partnership, noting British and French interests historically differ. Gwyn Prins, a research professor at the London School of Economics, said: "At first glance it may seem sensible to pool aircraft carriers with the French. But a moment's reflection in the light of past history and of modern geopolitics shows why that is unwise."

The plan comes as the Armed Forces are under pressure to cut costs and continue to protect Britain's national interests, as part of the defence review. A final decision on the future of the replacement carriers will come in October in the Comprehensive Spending Review. One carrier could be scrapped, built to a lower specification, or even sold to another nation.

Liam Fox, the Defence Secretary, meets French counterparts on Friday, having repeatedly visited Paris for discussions before the election.

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A Whitehall source said: "Liam has made it clear that we want more co-operation as we have to face up to the world we are living in. The advantage is that if we are going to have one carrier, then at least we can project our power on the sea even if we go down to a single carrier."

Discussions are under way to devise a protocol in case a British interest, such as the Falkland Islands, comes under threat when the French are in charge. Each carrier would remain within its domestic chain of command, with the British vessels only taking orders from Royal Navy officers.

President Sarkozy told ambassadors last week: "France is prepared to undertake concrete projects. I heard our British allies' statements on bilateral co-operation with France. We will discuss this with them without taboos and take important decisions in November."

Sources close to the National Security Council, the new Cabinet group which decides the direction of British foreign policy, said that Dr Fox was minded to give the go-ahead to both carriers, but the second may have its capability downgraded.

A cut-down carrier would be able to carry an army brigade and could be used as a base for a troop landing, which would mean it could take helicopters rather than jets.

However, the fast jets envisaged for the new British carriers would not be able to fly off the French version and French aircraft would be unable to use the British model.

A Navy source said that the plan would add welcome flexibility to combined operations, but added: "Using each other's carriers would require decisions to be made at the strategic level so that national aims on any given operation would be the same."

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Sorry. Read the head line, the rest just said "blah blah blah blah" I'm afraid.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Next they will be outsourcing parliament!

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That might be a good idea :D


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