Jump to content

Two CCJs for 1 debt?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4168 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Just need some general advice as to whether this is allowed or not.


My partner was issued with a CCJ in 2005 for debts to Nortumbrian Water of £668. The debt was not argued and mainly due to disorganisation was ignored (including the CCJ). She moved house 4 times between then and now and has never had any letters at subsequent addresses until this week.


She has been on the electoral roll at every address.


This week we received a letter from Alexander James & Co, acting for Northumbrian Water, requesting £733.12. She explained how the debt came about. As we weren't together back then I'm happy not to judge, etc, and happen to have £800 which I can use to clear this debt.


So my next course of action was to check the Registry Trust to ensure the amount was correct ... which it wasnt. The CCJ was for £668 so not sure where £733.12 came from.


However, the big shock is that there has been a SECOND CCJ entered for £1,281 for the same debt! I'm not entirely sure if this is lawful or not.


The report reads:


** NAME ** NORTHAMPTON CCBC ** REF ** 20/07/10 £1,281 Unsatisfied Judgment

* Address *

** NAME ** NORTHAMPTON CCBC ** REF ** 26/09/05 £668 Unsatisfied Judgment

* Address *


As we are in a position to clear the original CCJ amount, can the 2nd one issued just last month be set aside? Do we have a good case for this? If not, does the 2nd one supercede the first or is it in addition to?


This sounds vaguely similar to this thread:



Should I be requesting paperwork from Northampton CCBC. Am assuming the 2nd was automatically entered as there was no defence.


Thanks in advance for any clarity you can offer.

Link to post
Share on other sites

OK, something else which I have wondered about.


My OH has continued to have accounts with Nortumbrian Water at all subsequent addresses she has lived at. Why has the amount owed not followed her and shown on her account with them?


The letter from Alexander James & Co states:


"On 22 September 2005 Northampton County Court entered a judgment against you in respect of outstanding water service charges. Our records show that you have failed to make payments to Northumbrian Water as instructed by the County Court and the balance of £733.12 still remains outstanding.


We have tried to contact you by telephone today but have not been able to speak to you and it is now our intention to start further court proceedings to recover this amount which will incur further legal costs being added to this account."


Now, something isn't adding up here.


1. The CCJ was issued 26/09/05 and not 22/09/05 as they mention.

2. The amount of £733.12 doesn't match the CCJ figure of £668.00

3. All attempted contact must have been made via old phone numbers and the previous address at which she resided in 2005. This letter is the FIRST letter received at our current address or ANY of her previous 3 addresses which she lived at since 2005.


The fact that basic dates and amounts don't tally is ringing alarm bells for me. I just dont know whether we should attempt any contact with Alexander James & Co (DCA) regardless of whether we are calling Northampton Court tomorrow.


The letter is dated 25 August 2010 and states she has 7 days to contact them. Which takes us to Wednesday.

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...