Arrow global- default removal

[kevmilkshake]

Hi All

 

First post so apologies if my question has already been answered before.

 

I recently contacted arrow global about a defalt on my credit file for £300 from an old orange mobile account. I am in no doubt that the debt is mine and am willing to pay it but I want the default removed from my file.

 

I have not confirmed with AG that the debt is mine but mearly stated that as the debt is relativley small that I would be willing to pay it if the default was removed from my CF.

 

Their first response was that the will mark it as satisfied but I want it gone so I have writtten to them again.

 

Am I right in thinking they can have the default removed and does anyone have any tips for making this happen? I would think that the offer of payment in full would have been enough to be honest but that has not worked as yet.

 

I will not pay until it is removed and would be prepared to go to court and plead my case if need be.

 

Any comments would be appreciated.

[dx100uk]

you say an old account

how old is the account [ie when did you start to owe £300]

and when did arrow default it?

 

AG have a nasty habit of buying old debts, slapping a default on them, and demanding payments.

 

a default must be placed no later than 6mts after the debt date.

 

 

dx

[kevmilkshake]

Account was opened in 1998 and they disconnected it in August 2004 for unpaid invoices in may, June and July 2004.

 

The default date on my CF says Feb 2006 and AG say they acquired the debt in Dec 2007.

[dx100uk]

right so the debt/defaults would have been in the OC's name until AG brought the debt, then everything will bear their name.

 

pers i'd write to the CRA and ask why they have allowed a default to be put on your file almost 2yrs after the event.

 

dx

[kevmilkshake]

Will do.

 

To be fair, if they had recorded the default at the actual time I stopped paying it would not be such a big issue as it would have dropped of my file by now so I will metion this.

 

Thanks