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BLS collections RE: Lloyds TSB


zoe1987
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Hi, my partner had a lloyds tsb account years ago and successfully managed to claim all admin charges as they couldnt find his credit agreement etc. anyway, about year ago or more he went over the overdraft and got charges and now debt sent to BLS collections for the debt. he hasnt used the account for years as changed to hsbc. where do we stand with this? as with lloyds tsb couldnt find his agreement with the bank can we ask this BLS to find the contract with lloyds and if they cant then they will stop harrassing us??

 

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This post does not make any sense, this is probably the reason nobody has given any advice.

Bank account wouldn't have any credit agreement.

You said about a year ago he went over the agreed overdraft, ok fine , but the next statement says he hasn't used the account for years as changed to HSBC.

Totally confused sorry

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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I only prompted you, so that you would explain the circumstances in a less confusing manner,

thus enabling CAGgers to give suitable advice,

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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