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Getting a CCA without revealing your address


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I owe a large sum of money to RBS and also to Direct Line

RBS has an open decree against me but the Direct Line loan has been passed to Interim Justicia

I have paid no money to either as I became ill in 2004 and tried to claim under the Payment Protection they had sold me

Both refused to pay out, this could have been because I was entitled to full company sick pay, and therefore when I finally gave up work, as I couldnt continue, I ceased making any payments as I felt they had not upheld their end of the deal when I initially became sick

I would like to see if either organisation holds proper copies of my CCA but I do not want to reveal my current address to them as I have just recently moved

Can anyone advise the best way to proceed

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when was YOUR last financial in/out on each debt?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you said above:

 

I have paid no money to either as I became ill in 2004

 

so what are you paying, you should be paying the open decree surely?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you can't unless you give them someone else' address whcih means all activity will go to that address

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What is the best way to deal with this

On my credit report I got there is only 1 debt showing which I assume is the RBS loan which I am wondering is what Iterim Justicia is trying to collect

Can I write to Interim Justicia asking for a copy of the CCA relating to the debt they are collecting or does it have to be to RBS

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cca whom ever is chasing you.

they must hold those docs to do so

 

they have 12days +2days for posting.

 

send it RD and DO NOT SIGN IT

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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