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    • i point you to two threads whereby you'll see an explanation by andy (post 22 here) https://www.consumeractiongroup.co.uk/topic/410486-lowell-interim-charging-order-from-credit-card-debt-2009/?tab=comments#comment-4912902   and   https://www.consumeractiongroup.co.uk/topic/406428-remortgage-issue/   if yours says:    written notice of the disposition was given to XX Council ( - disposition = sold vis: disposed of) ..... notice means letter telling them it's been sold -    doesn't say it must be paid or settled BEFORE disposition..   that's the way i read it.          
    • dx100uk   You are absolutely correct. That's exactly what the wording is! And if that's the case then - happy days for me! However, I thought that:   1. This wording meant the conveyancing solicitor had to tell the council that the house was about to be sold so they were aware!   But you are saying that the council only needs to be informed AFTER the house has been sold? Can I tell the council that? [I think I've seen something on the internet that says I can, rather than the CS] Or do I need the conveyancing solicitor to contact the council?   2. That this wording wasn't a restriction K [as I'd looked at Schedule 4 of the Standard Forms of Restriction] and tried to match my wording to those listed - and thought restriction K was the closest.     3. That this was a non-standard restriction [and that's what the Land Registry told me too and that the restriction was not a Restriction K!!! [see extract below]   Please remember that when applying for a restriction not in standard form:   it must always contain the words ‘is to be completed by  registration’ rather than ‘is to be registered’. This will serve to make the effect of the restriction clear. The term ‘registered’, where used in any of the standard form restrictions, means the completion of a registrable disposition by complying with the relevant registration requirements prescribed in Schedule 2 to the Land Registration Act 2002 (rule 91(3) of the Land Registration Rules 2003), but this statutory definition only applies to standard form restrictions. Please note that we will not accept restrictions not in standard form for registration that contain the words ‘is to be registered’   So I'm confused now. IF it is a restriction K - then the conveyancing solicitor doesn't have to do anything and I can let the council know.   It seems it is dependent on the wording 'completed by registration' and 'is to be registered'???   Below is copied from Martin's MSE.   This relies again on the 'is to be registered' whereas my wording is ' completed by registration' which you say is restriction K and LR says is not.   I need to go to sleep now!   Thanks dx.   Extract from MSE below.   If your property is jointly owned a creditor will not be able to obtain a CO against you, they can only get what is called a restriction. The laws on Restrictions are totally different to Orders, the most important being there is NO OBLIGATION for you to pay any of the proceeds of the sale to the creditor. However, during the whole court process you go through the reference from all parties (especially the creditor) will be to charging order and NOT to restriction. This is done in order to deceive you believing you are stuck with a CO. However, not all solicitors are aware of the law in this regard and it is important that you raise this point with them in the first instance before proceeding with them Quote: Restriction The restriction which can be entered on the register where a charging order is made against one of joint proprietors is in the following form :- No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration or his conveyancer that written notice of the disposition was given to [name of person with the benefit of the charging order] at [address for service], being the person with the benefit of /I]an interim[I/I]a final[I charging order on the beneficial interest of (name of judgment debtor) made by the (name of court) on (date) (Court reference.…).        
    • Hi Tony,   Please ensure YF does NOT acknowledge any debt  when confirming their new address.   They should simply state, " Please note my new address, as shown above."   Do not say anything about "a debt owed", or "the money you are chasing."   Do nothing that resets the SB Clock - ie acknowledging the debt and causing probs for the next 6 years. 
    • you ring you bank    
    • i suspect the charge on the Land registry site against the house reads:   2. (XX.XX.2007) RESTRICTION: No disposition of the registered estate is to be completed by registration without a certificate signed by the applicant or his conveyancer that written notice of the disposition was given to XX Council at P.O. Box XX, STREET, TOWN, POSTCODE, being the person with the benefit of a Charge under Section 22 of the Health and Social Services and Social Security Adjudications Act 1983.   ..............   that is a restriction k and is useless to the council, as all 'legally' your have to do is inform them AFTER the house has been sold . then it's too late money has gone.   dx
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billyarmour1962

faulty tv from currys

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bought 42"lg plasma tvin november 2009 went faulty in june 2010 it was took away to be repaired on 15th august 2010 and returned today 17th august 2010 have had tv on for a couple of hours same fault still there

im under the impression that if they take the tv away for repair again they have28 days to repair and return tv or i can refuse to accept tv does the 13 days they have had tv count to the 28 days they have to repair tv

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Hello and Welcome, billyarmour1962.

 

I'll move this thread to the Currys Forum,

I'll send you a Privet message with the 'link'.

 

Regards.

 

Scott.


 
 

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Hello,

 

Just to clarify, did they have the tv from the 15th to the 17th of aug?

 

The 28 days starts from when they collect the product from your door step, so if the fault is still there, then you need to get it rebooked as the 28 days have started.

 

Chris

Tech Guys

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bought 42"lg plasma tvin november 2009 went faulty in june 2010 it was took away to be repaired on 15th august 2010 and returned today 1

27th august 2010 have had tv on for a couple of hours same fault still there

im under the impression that if they take the tv away for repair again they have28 days to repair and return tv or i can refuse to accept tv does the 13 days they have had tv count to the 28 days they have to repair tv

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The 28 days (resonable amount of time) is from when you notify them of the fault. So that should have been when you first called them. have you called them again and advised it is still faulty? If not do that now and get it rebooked. Good chance that they may not be able to repair it in time...

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i have called them today and they are collecting on the coming thursday sept 2nd so that will take them upto 18 days i have took a photo of the fault as it occurs so they cant deny theres a fault

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got my tv repaired on second attempt but picture qaulity was not as good so i went into currys and they did not have tv to exchange so i paid £20 more and went from 42" to 50" this happened at the currys store in sunderland i cannot fault the service i have recieved and the staff at the sunderland store were very pleasant and a credit to currys

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Great news,

 

i know the team in Sunderland great bunch, glad everything got sorted out.

 

Chris

Tech Guys

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Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

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It can be bit confusing at first.


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