Jump to content


Abbey/Default.... help


Pricey22
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4161 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi, here is the situation,

 

i had an overdraft with Abbey for £700, because of all the bank charges they give me i went over the £700, i managed to get another bank account opened so that i could get my wages put into it and try and deal with the debt that i am in. I am currently in a debt management plan to get rid of my debts, which im paying £430 a month to. Abbey receive £110 out of this amount, also because of more charges the abbey debt got to £1400 plus. Currently i have reduced it to under £1000. how ever even though they know my situation, i am paying the amount back gradually, they have now said they are closing my overdraft and because i can not pay the amount in full then they are issuing a default on me. is there anything i can do? i am in far to much debt as it is without geting a default

 

any advice much appreciated

Link to post
Share on other sites

Hi,

I don't think you will be able to stop the default now:(

 

I am assuming you are with a fee paying DMP. If so, they haven't helped you much as they should have been asking for charges and interest to be frozen.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

yeah they got the charges and interest frozen for me. the charges were before i entered the plan. though if the company hadnt charged me £800 before i went on the plan i wouldnt be as much in debt as i am now

Link to post
Share on other sites

You could always try to appeal to their better nature but I don't think they have one:rolleyes:

You will find it very difficult to recover bank charges (if not impossible)

 

If you can afford £400 + per month, why not go with CCCS or Payplan. They are both free to the customer meaning that more of your money goes to the creditors.

 

Are there any loans or credit cards you are paying that have charges placed on them?

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

the only credit card i have is barclays and they will only reduce the interest, and the charges that i have on it have now been paid off. the rest of my debt is pay day loans :(

once you take out one, you pretty much spiral into debt from there

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...