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    • Done! Thanks again. Will update the thread accordingly.
    • Thank you for your message.  I'm concerned that by complaining to the IPC, and escalating the situation, PCM would be even more inclined to cause problems for me and take action to the fullest extent just to make an example of me.  I can still take the above action as a backup plan if PCM decides to go ahead.
    • Mr BankFodder you are a top man.   I just received email below and finally they accepted fully refund   Good Afternoon,   Thank you for your recent email.   We are sorry to hear of your recent troubles, we would be happy to accept rejection of the vehicle.   The amount of the refund to yourself will be £7,099, this alongside settlement of the finance agreement will be paid in full and final settlement.    By accepting this refund you are confirming that no further claims shall be brought against Big Motoring World or any of its associates in respect of this matter.   In order to proceed with the refund we require the following from yourself:   - Your bank details (Account holders name – this must match the invoice name, sort code and account number)   The bank details can be provided via email.   The refund will be processed within 14 days.  
    • How do I transfer my number plate V750? Transfer by post Check the expiry date on your V750 or V778 to make sure it is still valid. Ensure that the registered keeper for the receiving vehicle matches the Grantee or Nominee name on the certificate. Complete relevant sections of your V750 or V778 document and sign it where instructed. https://www.gov.uk/personalised-vehicle-registration-numbers/renew-private-number-certificate  
    • i know...the anpr camera mustve triggered the computer to send out a parking charge as it probably detected no parking ticket paid. disgusting way of trying to extort money
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Government claiming "debt" back that is ex-wifes?


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Hiya,

I'm sort of asking for advice on behalf of my mom. I'll start from the beginning so I'm sorry if this is long!

 

My mom is with her partner- he is divorced from his ex-wife. Her partner is her carer, they receive DLA, carer's allowance, a small bit of income support (which is his) and incapacity benefit (which is my mom's). Her partner has always been a hard worker until he had to care for my mother as her health has deteriorated, they put in a claim for income support to help pay the rent etc. Not long after they sorted the claims out, the Government contacted them and said they would be taking X amount each week (I think it's £7) to pay for a debt- claiming he had claimed income support back in 2000 although he was working. He says he hasn't done this and never would- he did work but it wasn't a cash in hand job or anything, so how would he be able to claim JSA and work at the same time?

 

He's asked for proof of his signature numerous times but they have never sent them any information. This has been going on for the past few years and by now they should have paid the debt off. They phoned up today and the first person said they owed £700+ and my mom said they were wrong. They passed them around to different numbers- 2 different people said there was no debt but then the last which was the Government debt collector's- they said it was over £2000!

 

Now when they were first trying to sort this all out, the only way they could access the files was to have the ex-wife's NI number. The first question they asked was "If it's my debt, why would I need her NI number?" The government people didn't know. Then they said it was a joint claim. Then they told them that there were government loans taken out (about 4 of them for various amounts) but because their NI numbers linked from the first Income Support claim (when he was working) they said that he had to pay them back. Now when he and his ex wife were married, they had the same first initials so it would be Mr and Mrs J Bloggs... so if J Bloggs took the debt out, it could have been either of them.

 

So, today they were basically arguing the point that they still hadn't proof of what debt's they were (he really hasn't got a clue- he got up, went to work- he worked nights- and then came home to bed! He left all his wages upto his wife and she sorted the bills and shopping and that was it.) So they've asked for proof in writing, over the phone numerous times each, and they've visited the CAB and they've written letters for them- all of which have been ignored. Today on the phone the lady admitted that the signature etc would have been destroyed by now- the debts were taken out 2000 and before that.

 

So what I need help with is where do they go from here?! I'm sorry it's so long (and confusing!) They are writing in to appeal yet again. We're wondering (and planning on) CC'ing the letter, but we're not quite sure who to etc. Is there any help that you can provide us with? My step-dad (mom's partner) is adament he didn't take it out, he's adament he didn't claim income support and work- I'd say he's one of the most law-abiding citizen's out there, so I really do believe him.

 

Thanks in advance for any help. It's greatly appreciated.

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