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State Pension and Pension Credit


Helen2264
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Hello All,

 

I am asking on behalf of my friend if anyone can help her mother has gone in a Residential Care home she will now live their permanently she has dementia so she is living in a care home for dementia the questions is my friend thought her mother's pension/pension credit would stop but she noticed that money are still been paid into her mother's post office account she is wondering about payment for the care homes do they take money from her pension/pension credit or are the residential care home getting their money from the Local Authority she is somewhat confused and do not want to ring the care home incase she make a mess of things.

 

any help would be appreciated.

 

thanks all

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Has she asked the care home, Helen? I can't remember how they work, but have a vague recollection that some collect benefits for their residents and possibly keep some of it. That could be out of date information though.

 

HB

Illegitimi non carborundum

 

 

 

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She is still entitled to State Pension and Pension Credit, but you'd need to ask the home where the funding comes from - only they or the person who deals with your friend's mother's finances will know the answer.

 

They can't take any of her pension from her POCA unless they hold corporate POA. The LA will only pay a portion of the fees, your friend's mother will need to pay the remainder from her own funds, and she should have had a financial assessment by the local authority to calculate this. If your friend's mother is no longer capable of managing her own affairs, someone should be appointed to deal with them on her behalf. This is usually a family member but it can be the care home.

 

In working out her contribution, she must be left with at least £21.90 per week of her income to spend as she chooses.

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Has she asked the care home, Helen? I can't remember how they work, but have a vague recollection that some collect benefits for their residents and possibly keep some of it. That could be out of date information though.

 

HB

 

Thanks this is what I've told her to do but she is so nervous to ring anyone I myself not too brilliant at the moment with my panic attacks it's not helping at all but I shall coax her into handling some of her affairs I have done all her letters that are necessary with regards to her mother but this bit with benefit I am not sure and don't really want to get involve in case I make mess of things.

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She is still entitled to State Pension and Pension Credit, but you'd need to ask the home where the funding comes from - only they or the person who deals with your friend's mother's finances will know the answer.

 

Thanks yes I did tell her to ring the home and query about funding because she went to the post office yesterday to check her mother's post office account which I had to tell her to do and there was a fair amount of money in the accounts which she didn't expect that's when I told her to ring the home but she was nervous to do so. I wrote a letter for her a while back to inform the post office that my friend will be handling her mother's affairs she had her mother signed the letter the mother wasn't too ill at the time and was able to sign letters so my friend has the post office card with her in that case should the matter be that she pay part of the funds to the home then I will tell her to sort it out and have a chat with the care home pronto so not for her to have problems.

 

 

 

In working out her contribution, she must be left with at least £21.90 per week of her income to spend as she chooses.

 

Sounds about right because she said the care home mentioned about her mother would have a small amount of money entitled to her that's why we thought the mother wouldn't have much into her post office account looks like the home has not receive the money. Alas! I shall tell her to have a chat with the care home.

 

Thanks

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