I'm also stupid!!

[alwaysindebt]

Hi everyone,

 

I'm also stupid, I'm a mature student and got two payday loans recently to cover my summer as I can't find a job,and hubbi was unemployed.

 

We have payed one back, but cant afford to pay back the other one. Can somene advise me how I cancel my debit card to prevent them taking out the money from my account. I need to keep the same bank thou.

 

Thanks in advance

[Mrs E Blackadder]

Call your bank and say that you have lost your card. They will then send you a new one.

[Guflink]

You must call your bank and cancel your card. Payday companies will lie through their teeth and tell you they wont take money from your card BUT THEY WILL. They have done it me more than one time. I learnt the hard way. Make any replayments by online transfer or by paying cash into their account. Do not trust a word they say. they will lie to you all the way.

[alwaysindebt]

Hi

Thanks for advice, After weekend I will phone the bank and cancel card. I did read in another post that they may try to submit a dd but I will keep my eye out for that.

For anyone who is considering these loans DON'T! They just give money away to anyone, I lied on one application and they gave me £300 no questions,

I owe QQ and they seem to be quite difficult, but we'll see, once they realise I can't pay yet. I'll keep you posted

[sillygirl1]

If you can change your bank account no it might be an idea, say that the no has become compromised and see what the bank say....

If you need an online account try the Halifax or the Post Office.

[alwaysindebt]

Hi

I cancelled my bank cards, and opened a Halifax account. I had the 1st email from Wonga today, I should have paid, however I only owed them £15.00, which was £43.00 when I checked last night, now they are saying I must contact them with £250.00 [which was the orignal loan] and interest!! Can anyone advise my next steps please

 

Thanks