when is it too late to request SAR etc

[Mrs E Blackadder]

Hi, just a quickie.

 

Can you still apply for information like SAR and CCA Agreements even after something like a CCJ or Charging Order has been applied, and if so can you then use that information to get the aforementioned setaside?

 

My ex and I knew nothing about these things when debt struck, but now I, at least, do and I am wondering if it is too late to challenge anything that has gone through the court system?

[Guest]

imo,

a sar can be made at any time. no point doing a cca request now as a copy of an agreement can be requested in a sar, and there already is judgement.

i think any info can be used re a setaside if it is relevant. were the claims admitted? if so, it may be v difficult to set aside.

re set aside, see here for eg

http://www.insolvencyhelpline.co.uk/legal_issues_explained/statutory_demand.php#ProcedureSetAside

http://www.insolvencyhelpline.co.uk/debt_factsheets/charging_orders_in_the_county_court.php

http://www.consumerforums.com/resources/templates-library/51-guidance-notes/620-applying-for-a-set-aside

http://www.consumeractiongroup.co.uk/forum/showthread.php?139232

http://www.consumeractiongroup.co.uk/forum/showthread.php?104473

Edited August 25, 2010 by Ford

[Mrs E Blackadder]

Thanks for your reply.

 

No, none of the claims were admitted, just ignored completely! This is how they managed to get their CCJ etc. They are actually all my ex's, but if there is any chance of explaining to him that they can still be challenged, he might just do so.

[Guest]

if your ex wants to try, it maybe best to start a thread for each one in 'legal issues'?

heres another link for eg http://www.insolvencyhelpline.co.uk/ccj-removal/valid-reasons.php

[dx100uk]

ofcourse you can challenge them and get them set aside

 

esp if things like the default notice is invalid or the termination was done early

 

get those sar's off to everyone that got a ccj against you.

 

and then make a thread in each of the relevent nnamed forums for the oc's

 

dx