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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Pension.


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Hello all, I'm wondering if this is the right place to ask this question or indeed if anyone could point me in the right direction to see if I can do anything about this. I have asked the question on the MSE website but was generally made to feel even more stupid than I know I am! If is not the right place then please accept my apologies. But here is mt enquiry anyway.

 

I have just had a pension forecast from my employer ( the NHS) and have been informed that i do

not have Mental Health Officer status and that my pension contributions did not start until 1995. Now I started to pay into the NHS pension scheme in 1988. I was young and daft and I was advised by a pension salesman to transfer my pension out of the NHS scheme into a private one - InterLife so I did.

 

I rejoined the NHS scheme in 1995 but have competely forgotton that i had transfered my contributions to InterLife.

I accept that I have not got MHO status and my pension will only start from 1995,but I do feel that I was missold this pension and I would like to know where my contributions from that time have gone.

 

Is there anything I can do about this?

 

I was very stupid I know!

 

Thanks Sandbag.

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Will move your thread.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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yes,

 

I have just done a similar check for my Oh and have found 2 for him htat he forgot about.

 

they can check all pensions and even trace the one you are looking for

 

http://www.direct.gov.uk/en/Pensionsandretirementplanning/PlanningForRetirement/AboutToRetire/DG_10027189

 

Ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

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  • 2 weeks later...
  • 1 month later...

Hello,

I have completed a form sent to me by the Financial Services Compensation Scheme. They sent me a letter yesterday telling me that they have sent my file to Hazell Carr - a firm of independant consultants- they will be carrying out work to investigate whether I have suffered a financial loss as a result of the advice i was given.

 

My question is does this mean that they are taking my case seriously, I wait everyday for a letter that tells me that I have no case and to go away!!

 

Cheers Sandbag.

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Thye have a responsibilty to check everything and it does take a litte while.

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

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  • 3 months later...

Hi all quick update,

 

The FSCA have located the pension provider - it's now Reliance Mutual. I have received a reply from there compliance officer. She states that I was written to in 1998 by the original policy holder and as I did not reply I am now time - barred from making a complaint. I had moved house 5 years before they wrote me the letters and did not receive any correspondancce at all from anyone.

 

I have made a complaint to the FSO but I will admit that thinks do look bleak for me!

 

Does anyone think that I have any case at all?

 

Cheers Sandbag.

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You can try using the Limitation Act Section 32c to try and get around their arguement.

Basically saying that the limitation period starts from when you was first made aware that there was something wrong and that you had cause of action.

It is only recently that you have become aware of these facts.

 

Its interesting that they still appear to have docs for you from 1998.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi all quick update,

 

The FSCA have located the pension provider - it's now Reliance Mutual. I have received a reply from there compliance officer. She states that I was written to in 1998 by the original policy holder and as I did not reply I am now time - barred from making a complaint. I had moved house 5 years before they wrote me the letters and did not receive any correspondancce at all from anyone.

 

I have made a complaint to the FSO but I will admit that thinks do look bleak for me!

 

Does anyone think that I have any case at all?

 

Cheers Sandbag.

 

This is the reason everyone should keep an updated list of who to inform and what about so they can keep companies and important people in the picture of circumstances such as address changes.

 

God forbid that something might happen to you, it will make the life of those who have to sort things out easier and without the chance of missing something, maybe something you have paid all your life for.

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  • 4 weeks later...
The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 4 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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