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    • why not simply tell you supplier they have the wrong meter number you been paying for usage , and ofcourse you can view this online too so its not as if you'll owe anything you might get a nice surprise and find you are owed a refund.
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    • I would add, many companies have done everything possible to manage and carry on in difficult Covid19 circumstances to supply customers with what they need.   Continually making excuses for delays is not what I'd want from an installer and maybe the £100 deposit is not so important.   Get this deposit back if you can but, more importantly, find a local installer recommended by family or friends to carry out the works.
    • Hello all,   I hope you can assist me, as I am quite lost and confused at the moment.   Two years ago I moved to my actual flat. Throughout this time I have been with EDF first and now EON. When I moved in, my landlord didn't quite know which one was my meter and I picked the one that I believed was mine (now reading you I know I should have done a burner test..). During this time, I have been paying my bills and submitting the numbers that I believed mine, which actually agreed with my consuming patterns.   Today, all the meters appeared with numbers, but the one next to the one that I was using, which appeared with a different flat number. As you might have guessed, none of them had my flat number. I have just made the test and it looks like that one may be mine.   Now, how should I proceed? I have been paying bills is not like I wanted to avoid paying, but clearly there has been an issue. Could you please advice me on how to proceed?   Lastly, in terms of meter serial number, the one that I was using matches my bill and I guess my neighbor bill. The additional doubt I have is, who is paying for my meter and why are they still providing me with gas if no one is paying the one that seems to be my real meter.   Many thanks!    
    • Hi J,   You must decide what's your priority - make the gym honour what you were offered originally (perhaps trying to draw you in) ................   ............... or pay what they're now demanding to get the srvice you want.   Surley it's worth a go ?
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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CCJ from 2003 - Dont know what to do!!


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In 2002 I had a mobile phone with PHONES4U, I lost my job and was unable to pay my bill, I kept getting letters from PHONES4U about non-payment of my bill that was 700 pounds..I had so many other bills I couldnt manage to pay them all off..PHONES4U stopped contacting me after 5 months.

 

In July 2003 I received a Notice from Northampton County Court saying that I had been sued for 700 pounds and that I need to make arrangements to pay my debt. I was still out of work and on unemployment. I didnt hear any more about it and to be honest I forgotten about it until 2008 when I ordered my Credit report, the only bad thing on it was My CCJ

 

I contacted the Northampton County Court to find out where I needed to pay my debt to. They gave me the phone number for Brian Carter & Sons Solicitors. I called them to find that they No longer held my account. The guy on the phone gave me a phone number for a Company I am sure he said was Linkgroup? The number is 01256799870, when I called it there was no answer and no way of leaving a message and I could not find the company listed anywhere..smiley5.gif

 

So I called the court back and explained the situation..they told me to pay it to PHONES4U.

 

So I called PHONES4U and they told me I couldn't pay it to them its out of their hands but they couldn't tell me which company to pay it to either...SO apparently NOBODY..wants my money and I am not allowed to pay it to the court..yet I have to pay it off before I can get the CCJ satisfied.I understand it has most likely dropped off my Credit Report by now as its been 6 years since the claim was entered on the Claims Register and I cant find my name on the register either ..So I am in a NOW WHAT situation...

 

Anyone heard of Link Group? or the phone number I was given??

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I've heard of the Link Group, but don't know much about them. A satisfied CCJ drops off your record after six years, but in your situation, I really don't know! My suggestion would be to put what you've said here in writing to the court that made the judgement. That way, they know you are willing to pay. They should then be able to say whether the judgement still stands, who the money should be paid to and give you the details - or if it would have to be brought back before the court again to be reassessed - unlikely if no one seems to want to claim the debt!

 

Bear in mind though, that you may want advice from other CAGers first - it may be that contacting the court opens a whole new can of worms...

 

Good luck!

Please note, I am not professionally qualified in legal matters. Should you have any doubts, you should contact a legal expert.

However, I can and will help with matters regarding payroll as I am fully qualified.

 

If I've helped in any way, you're welcome to click on my "star" and thanks, but I gain the most satisfaction simply by helping/reassuring :O)

 

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/QUOTE]

 

The CCJ will now be dead if the successful claimant did not go back to the court to get the CCJ refreshed before the 6 years were up.

 

So the CCJ should no longer be on any record.

 

I think you have escaped that one. You might get someone chasing the debt at some point, but if they do then you just need to send them the statute barred letter. If they mention the CCJ, just tell them it is no longer valid as the claimant did not go back to the court before the 6 years were up, so the CCJ is no longer valid.

We could do with some help from you.

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Thank you for your replies. I now live in Canada and not likely to return back to the UK to live in the near future..so my best course of action would be to do nothing? I have not been contacted since 2004 by either Fredrickson International or Bryan Carter & Sons

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Yes thats right do nothing. The CCJ not being renewed by the claimant by request to the court, means they cannot collect or note any records.

 

I doubt you will hear any more about this, as anyone who has touched this debt, will know it is dead. There are millions of debts in the system, so the debt companies tend to stick to easy targets.

We could do with some help from you.

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CCJs cannot become SB'd.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

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I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

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CCJs cannot become SB'd.

 

I didn't say that they could become statute barred. The CCJ's lapse after 6 years if the claimant has not obtained payment and the claimant has to go back to court before the 6 years is up to get the judgement renewed.

 

Perhaps I should not have mentioned the statute barred letter in a previous post. It is just that the CCJ is no longer valid.

We could do with some help from you.

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CCJs do not come under SB. Unless, of course, the alleged debt was SB'd BEFORE the original CCJ ;)

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Again I did NOT say that the limmitation act had any bearing on a CCJ. A CCJ is only valid for 6 years at a time. If the claimant wants to extend the judgment beyond 6 years because they have not received payment before the 6 years was up, they need to ask the court to renew the order.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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