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Request for personal information


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I have recently approached my creditors with pro rata payment offers. Having had my working hours reduced I am finding I am not keeping on top of my finances. Capital One are one of my creditors and having approached them with my personal budget all I seem to be receiving are standard letters from them. They are now asking for bank statements, wage slips and copies of other creditor statements. Am I correct in thinking that I am not obliged to provide such information? I do not feel comfortable providing details of my bank statements not with the amount of ID fraud around. I just wondered if anyone else has been asked for such information and what to do about it?

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No you are not obliged to send them this-an income and expend sheet should be considered as reasonable to satisfy.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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