Jump to content
  • Tweets

  • Posts

    • Hi Andyorch please can you confirm is this the correct form I need to use as I just searched and it has bought up a different form as in here https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/732360/N244_web_0818.pdf
    • Thank you Andyorch and BankFodder I will go through this now, Please advise if I need to repost it up or just copy and amend the form with the details and send it off Tomorrow I can attch the Pdf version tomorrow, also the claim amount plus costs and Interest are higher than in the amended notice, should i include the figure in the claim or leave it at £7700 and just add the name of my Daughter
    • I must withdraw from the course as Student Finance England will not fund my second degree which is an exception degree. For I been told of an outstanding debt that I had no idea existed, which was sold to a third party from my original degree. SFE told me that there no outstanding debt when doing my application but now informed me that they sold half my loan to a private company that put a block on my account.  I tried explaining that I never earn over the threshold so no payment was due, which sfe agreed but they say they can do nothing about the block on my account by Erudio.  I rang Erudio to explain but they said will only remove if I fully pay even though I am under no legal obligation as I never earn the threshold, plus I cannot afford 8070 pounds.  I spent hours telephoning looking for a solution with no luck, I contacted Student loans England, Student Finance England, the University credit and finance but no luck in finding a solution. But I really see a solution being found as I don't want to liable for course fees as I can't afford them without SFE loan.  What makes it worse is the university stringed me along even though I phoned them on 28/10/2020 and raised this as a concern that finance not been received and she assured me the cut off point was 18/11/2020, I received my decision on 21/11/2020 i immediately withdrew from the course.  But when I rang the university to explain that these are circumstances out of my control,  and its not like I don't want to continue the degree there no finance she said well we charge you 2250 pounds because you two days over the cut off point. I told look at system notes I already telephone with concern and now they sending me invoices, totally stressed made appointment with Student union adviser I find it amazing they try to take advantage of me in this way.  If anyone has any advice please I would very much appreciate it.       Just add I rang erudio whom informed me the debt was Stature barred in 2010 and they bought loan in 2015, and they only remove if I pay it in full which I cannot afford, this reason I have drop out.  On my SLC loan every if up to date and there no outstanding balance there deferment till 2005 and then gap in 2018 it says   Annual Unmatched customers/oversees/Not eligible to repay statement.  I did move address erudion had my old address but slc had my new address.  Anyway the lady said that since I did not fill in my deferment regardless if I can prove I never earn over the threshold that the debt had been statue bared,  If anyone can tell how I handle the university whom going after for a whole term payment just cos I was two days over the tutor said she allow my withdrawal from the 18th but I don't know how the university will act.      
    • Some 162,000 mortgage payment deferrals are still in place, after dropping from a peak of 1.8 million in June, according to UK Finance statistics View the full article
    • Okay. The plumber can have a quiet life but you need something from him to describe the installation, and also that the expected life of a copper cylinder would exceed XX years even in the case of corrosion and that corrosion at only five years could not be described as "normal wear and tear" and is likely to be caused by some inherent defect. The fact that the terms and conditions of the warranty are not clear will help you because at the end of the day I think you are in a position simply to say that you understood it was guaranteed and that no terms and conditions were set. That it was absolutely reasonable to expect that if there was a defect in the item then the reparation would include not only the replacement of the cylinder but also all associated costs. I think I've already suggested that you get a couple of written opinions about the expected lifespan of a copper cylinder – even if they can't give you a lifespan, they can certainly comment on corrosion occurring within five years. You are doing all of this for your neighbour. If this runs to a legal action – as it probably will – then your neighbour is going to have to do this. Does your neighbour understand this? The chances of you succeeding in court are extremely high. The chance of this actually going to court are much lower because it is much more likely that they will put their hands up. I would suggest that you might be best off suing the manufacturer and the plumber's merchant together as first defendant and second defendant. If they are sensible, they will pull together on the cost. I'm assuming that a new cylinder has now been fitted – is this correct? Presumably you have the invoices for the purchase and installation of the new cylinder. Presumably the new cylinder which has been fitted is the same or equivalent to the one which corroded so that there is no particular difference in the cost.
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Father-in-Law Caught by Scammer?


Please note that this topic has not had any new posts for the last 3712 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

My F-i-L is 73 and owns a 10 year old'ish Ford Fiesta . .

. one evening whilst taking his lady partner home he came across some road works with an 'alleged' STOP / GO system in place . .

 

 

. once the GO had been shown he started to move off

only for a bloke wearing a hi viz jacket to appear and shout at him for starting to move off . .

. he wound down the window to ask what the problem was and was told he had gone through on STOP . .

 

 

. my F-i-L maybe 73 but he is extremely intelligent as an ex-university lecturer and knows he did not go through on STOP add to that he doesn't sometimes reach the speed limit! . .

. however to keep the peace he apologised and waited for the man to wave him on .

. . which he did . .

 

 

. only to instantly turn around and slam his hand onto the car's bonnet and shout that he had driven into him . .

. the result of these shinanigins is now a civil claim against my F-i-Law's Insurance Company . .

 

 

. the police interviewed my F-i-L and agreed there would be no further contact by them .

. . although the Insurance Company have assigned an investigator to look into it,

 

 

I'm a tad apprehensive for my F-i-L as he's burying his head in the sand and letting the insurance guys do the digging . .

. this is where CAG comes in!!!

 

 

anyone else know of this type of [problem] in the Rochdale area?

Link to post
Share on other sites

Hi stu

 

Were the Road Works genuine?

 

Sounds like they are trying it on, your FI-L wrong time, wrong place.

Edited by rebel11
Link to post
Share on other sites

yeah as soon as i heard about it i knew it was a [problem], unfortunately he's now refusing to discuss it with us . . . more head burying . . . my wife's trying to find out the info, name, location etc so we can hopefully post a bit more info that people may be able to comment on . . . or at least warn others of what's going on out there . . .

Link to post
Share on other sites

Are you ringing the council to confirm that the workers had legitimate business carrying out road works and the council were aware of the work?

 

Also which ever firm they work for, put in an official complaint?,

 

Maybe even threaten to counter sue.

 

A shot in the dark - any camera's?

 

Your FI-L was probably targeted, because of his age, the first contact was probably to establish if he would make a suitable target.

 

Also they needs to be quite a bit of proof, word of mouth isn't enough. Don't forget there are quite a few motoring organisations

you can contact to seek their opinion.

Edited by rebel11
Link to post
Share on other sites

good points . . . as soon as i find out the location i will follow up on that as i'm sure the company/council have a responsibility for due care for the site, although it's a thoroughfare they are still responsible i guess . . .

Link to post
Share on other sites

Don't forget to update us, another thought, if there are houses near by maybe, someone might have noticed any strange behaviour, no doubt they may of tried it before

on that day.

Link to post
Share on other sites

that's an interesting point i didn't know, however it's the [EDIT] in the hi viz vest which is the issue, not the fact my F-i-L allegedly went through on STOP etc . . . but a good point

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...