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Can anyone help please re: Credit Card Agreement signed July 2005?

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Hi - I m in the process of preparing my defence against MBNA which I have to submit by the 30th August 2010 at Northampton County Court - could anyone tell me please where I have a copy of the signed CCA dated July 2005 with the T+C which I requested and received from them - but they have also attached their current T+C which are different to the ones of 2005. I have not signed any other documentation from them since 2005 - their rates from 2005 are totally different to the current ones which would make a huge difference on the amount they are claiming! Would I be right to dispute this?


Many thanks



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