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Should I wait it out??

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I currently have an account in dispute with Cap 1. It has been handled by numerous agencies over the last few years. I CCA'd each of these and was sent an application form and nothing else, then it was the usual routine of agreement not valid, Oh yes it is/Oh no it isnt, we'll take you to court/see you there then. I then stopped corresponding until they (Capquest i think) started harrassing my mother who i havent lived with for 10 years. I sent out the harrassment letters and this stopped and then approx 5 months ago the account made its way back to Capital 1. There has been no contact since and the account was defaulted 11 months ago. Has anyone had any experience of this? Should i expect some sort of action from Cap 1 as the 6 yr point draws closer. Many thanks.


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if they wanted the money they would have tried harder to get it.


not got ppi & unlawful charges on it have you...me sniffs a reclaim.........or two



please don't hit Quote...just type we know what we said earlier..


if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.


DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.



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