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Looyds TSB closed all my accounts(current & sacvings) without notice


jpcnair
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Dears,

 

One of the ATMs retained my card recently, when rang the Tel Enquiry, they told me to call the A/c holding branch. Did the same and they informed that a letter was sent to me two days earlier, I requested for the copy again and they sent a tele banking secret pin number letter. Since I never requested the telephone banking service, I called again & told the same to the branch. They told to ignore the letter and make a request to re-order the debit card from my new address since I am moving to a different area. Reached the new area over the weekend and visited the local branch, they informed all my accounts are closed and issued me with a Cheque of the balance amount. Upon request, the staff DIDNOT give any reason. Also the 08453000000 number advisor cannot give any reason and told me to write a letter to Lloyds, PO Box-1, BX1 1LT. Wrote a recorded delivery letter and waiting for a reply.

 

NB: I am holding this salary crediting(£1200+ monthly) account for last 4 years, with three savings alongside, no overdraft, no fraud or any other issues till date. I have the Airmiles duo credit card with £4000 limit and payment protection, use them within £500 and settles all the balance in the same month

 

Please have your expert advice on what I should do?

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  • 4 weeks later...

Could you clarify why you think you have the right to a notice?

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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I had £2500+ in my account & they gave a CHQ for the amount. I think I have every right to a notice since (a) this was my primary account for the last 5 years to which my salary getting deposited every month without a break, (b) no overdraft, © no fraud activities or irregular cash/CHQ deposits or withdrawals or transfers (d) no charge claims or legal actions (e) keeping monthly settling off of my Airmiles Duo credit cards balances with payment protection. Worth getting help from regulators ????

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