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Confused by Lewis Group


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Hi i am hoping someone can help.

 

14 months ago I received a letter from the Lewis Group stating i owed £1800 to them, which HSBC had asked them to collect. This was a debt from a student account i had forgotten about and i had moved house so do not know if HSBC tried to contact me.

 

I rang Lewis Group, rather terrified that they were going to send bailiffs round, and arranged to pay £50 a month. I had to send details of my wages and bills to prove this was all i could afford to pay.

 

In total I have payed around £700 to them - though i have never recieved anything through with a statement of my payments or how much interst they are charging? My bank (Halifax) have given me a new debit card - therefore the old debit card number they were using for payments is no longer valid. i was going to contact them to give them the new details, but having now googled and read on this page issues with Lewis Group, I am concerned as to whether i owe them money at all! Have I just fallen prey to their trap???

 

Any comments would be gratefully received.

 

Thanks

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probably ... the little fleecers

 

how old is this debt , before you started paying them?

 

give us some history

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did you receive any letters in the time period before lewis pestered you first

i'e were HSBC ever chasing you???

 

i'd think this was written off for tax purposes years ago and lewis found a mug to fleece.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I had letters from HSBC saying that the time limit for the student account had ended and i would be charged interest if i did not repay it in full, the usual after graduation congratulations from the bank. I moved house about a year before Lewis Group got in touch, having not informed HSBC of my move so I do not know if they sent any letters to my old address. The first i heard of them was a letter addressed to the occupyer saying they were trying to contact me. I ignored this letter until i recieved the threathening ones about bailiffs.

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which you should have also ignored!!!

 

bailiffs my foot!

 

they have no legal powers to do anything to you

and bailiffs only come after a court hearing

 

if the oc wanted their money they would have done so themselves.

 

have you sar'ed hsbc to find out if the money you have been paying is actually going off the old balance.....i bet its not and its just lining the holiday funds pocket of lewis group

 

dx

 

ps its illegal for them to send notices about debts to the 'occupier'

Edited by dx100uk

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No i haven't. To be honest when the letters came through I just payed up no questions asked :-s hmmm i think maybe they found their ideal customer! How do i go about SAR'ing HSBC? Do i jsut arrange an appointment or send a letter? Thank you sooooo much for your help. I hope that I have actually been paying my debt off! x

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see the library up the top left in the bar

 

fire off the sar with a £10 PO. [hsbc]

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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