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    • Not sure about the lease read through all the documents i have and couldnt find anything about parking. Contacted the management Office to get a copy sent to me. When i complained to them about the ticket they told me to appeal so they clearly don't care.      and yes it's a gated underground parking area with key fob entry. 
    • The coronavirus pandemic has thrown many countries into recession - but what exactly is it and how could it affect you? View the full article
    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
BlueBudgie

Letter has made me feel sick and embarrassed ...

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Edited by BlueBudgie
taking it to a firm of solicitors tomorrow. I'm fuming!

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Hello and welcome to cag. We really are a friendly lot, there's nothing to be embarrassed about we've all been in terrible situations. If there's anything we can offer in help or support, I'm sure there will be plenty of people willing.

Best of luck to you.


“First they ignore you, then they laugh at you, then they fight you, then you win.” - Ghandi

"You must have the resources to deal with the judicial intervention - the confidence not to be overawed, the resilience to respond, the tenacity to challenge, the tact to mollify, the authority to inform and persuade."

 

Strength does not come from winning. Your struggles develop your strengths. When you go through hardships and decide not to surrender, that is strength.

 

<-- If I have helped in any way please click my star!! ;)

Oh and I am a lady!! :)

 

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waste of money

 

put the post back

 

dx

Edited by dx100uk
  • Haha 1

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Hello and welcome to cag. We really are a friendly lot, there's nothing to be embarrassed about we've all been in terrible situations. If there's anything we can offer in help or support, I'm sure there will be plenty of people willing.

Best of luck to you.

 

Thank you :)

 

I've spent most of the day in tears! My friend opened a letter that was delivered to my home address this morning (no name printed above). It was from a dca. I've fallen 3 months into arrears. I'm 50ish months into a 60 month HP agreement. I've paid over 2/3. The bank haven't taken it to court yet to repossess the car. The dca are trying to ascertain the whereabouts of the vehicle per the letter. I don't know why as i've always lived at the address they've written to and the car is always parked outside.

 

The line "the vehicle is the property of (the bank) and as such may currently be being driven fraudulently" .... "if you have information" blah blah ....please contact us.

 

It has made me feel like a criminal. I'm so embarrassed that my friend read it. And i'm worried in case they've sent the same to my neighbours. God knows what they'll think of me!

 

Anyway, i've calmed down a bit now. Going to get some advice tomorrow.

 

Thanks for the welcome :)

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Thank you :)

 

I've spent most of the day in tears! My friend opened a letter that was delivered to my home address this morning (no name printed above). It was from a dca. I've fallen 3 months into arrears. I'm 50ish months into a 60 month HP agreement. I've paid over 2/3. The bank haven't taken it to court yet to repossess the car. The dca are trying to ascertain the whereabouts of the vehicle per the letter. I don't know why as i've always lived at the address they've written to and the car is always parked outside.

 

The line "the vehicle is the property of (the bank) and as such may currently be being driven fraudulently" .... "if you have information" blah blah ....please contact us.

 

It has made me feel like a criminal. I'm so embarrassed that my friend read it. And i'm worried in case they've sent the same to my neighbours. God knows what they'll think of me!

 

Anyway, i've calmed down a bit now. Going to get some advice tomorrow.

 

Thanks for the welcome :)

That's a disgrace!! They have no right to do that! Don't worry too much about your neighbours I'm sure they don't live in glass houses ;-)

So you're almost at the end of your agreement and you've missed 3 payments, that's nothing to be ashamed of. Have you had any contact from the actual lender?

 

If it makes you feel better I had my car repossessed and it was quite a spectacle! The police came, all the neighbours came out to watch and there was a lot of shouting. It does blow over, you've got nothing to feel embarrassed about we all go through hard times.

 

If I were in your situation I would make complaints about the dca to the OFT, FOS, FSA and Trading Standards. There are guidelines that they have to follow when dealing with these situations and also a potential breach of your statutory rights and data protection has occurred so I'd even go so far as a complaint to the Information Commissioner.


“First they ignore you, then they laugh at you, then they fight you, then you win.” - Ghandi

"You must have the resources to deal with the judicial intervention - the confidence not to be overawed, the resilience to respond, the tenacity to challenge, the tact to mollify, the authority to inform and persuade."

 

Strength does not come from winning. Your struggles develop your strengths. When you go through hardships and decide not to surrender, that is strength.

 

<-- If I have helped in any way please click my star!! ;)

Oh and I am a lady!! :)

 

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I totally agree with wannabe were they asking for information under a section of the consumer credit act? (sorry mind blank cant remember which section number) or was it purely we want to know where the car is stop driving it?


I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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I totally agree with wannabe were they asking for information under a section of the consumer credit act? (sorry mind blank cant remember which section number) or was it purely we want to know where the car is stop driving it?

The worst thing is it was a 'fishing' letter! Not addressed to anyone in particular just to try to find out where the car is, not even a proper request for information in confidence to the account holder. They are disgusting and will suffer greatly if I have anything to do with it :-x


“First they ignore you, then they laugh at you, then they fight you, then you win.” - Ghandi

"You must have the resources to deal with the judicial intervention - the confidence not to be overawed, the resilience to respond, the tenacity to challenge, the tact to mollify, the authority to inform and persuade."

 

Strength does not come from winning. Your struggles develop your strengths. When you go through hardships and decide not to surrender, that is strength.

 

<-- If I have helped in any way please click my star!! ;)

Oh and I am a lady!! :)

 

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The worst thing is it was a 'fishing' letter! Not addressed to anyone in particular just to try to find out where the car is, not even a proper request for information in confidence to the account holder. They are disgusting and will suffer greatly if I have anything to do with it :-x

 

Sorry I must have misread, thats disgusting!!!!!!!


I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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