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Credit Security Ltd being a nuisance

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I’ve received many letters from Credit Security over the last few months regarding a debt with Lloyds.


Each one increasingly more threatening.


One letter says if a payment proposal isn’t received by 13th Aug a claim would be prepared at XXXXXXXXXXXXX County Court.


I ignored them all as I have more pressing concerns at the mo (house repo looming).


Yesterday I received a letter from their solicitors giving formal notice that unless payment is received within 7 days a county court claim will be prepared at XXXXXX County Court.


They then go on to list court and solicitors fees that I will have to pay.


The letter from sols looks uncannily like the one from CSL, ie bar code, placement of date, headings etc.


Has anyone else received this kind of letter and should I be taking it seriously or add it to the ignore pile?


I haven’t sent a prove it letter yet, is it too late???

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I would send the 'prove it' letter, or if this is a loan or CC you could send a CCA request. At this stage I would get this sent Recorded Delivery to fit the timeframe they have given you.

Every journey begins with a single step :):)


Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.


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The only person entitled to your Personal Finance details is a Judge not a DCA


Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Thanks HS and crocdoc, I will send a letter off today – I’ve been searching round the new site but can’t find the template letters, could you pls direct me to where I can find them? Thanks


Should I write to the solicitors as well as the DCA?

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You will probably find that the difference btween the DCA and the "Solicitor" is about a desk's length. Send it to the so called solicitor. Dont forget to send a £1 postal order and dont sign the letter

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Any chance you can scan and post up the missive the 'sols' sent you?


Personally I would hit back and send them a CPR request where they will have to provide you with the evidence they intend to use in court, this normally has the desired effect of total silence!


Remember to report all these fools to the relevant authorities for added satisfaction.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!



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ooo, I like the sound of total silence :D


Thanks BB. My scanner is really really slow and will take forever for me to scan the piece of loo paper up - I could type it much faster - is that any help?

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hi all, does anyone know if these muppets have a website? The only ones I've been able to find are for payment only and have no other info. Many thanks in advance

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They don't have a regular website, either too mean or too thick to develop one but there's plenty of info on them here; http://www.consumeractiongroup.co.uk/forum/showthread.php?179131-Credit-Security-Callserve-and-the-Old-Court-House/page2

Anthrax alert at debt collectors caused by box of doughnuts


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