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    • It's not so bad then.  1250L is the standard tax code, and means he can earn £12500 pounds without paying tax, and then just pay tax on anything he earns over that amount.   Due to technically being out of work, and claiming UC, and now going back to work, the code is saying that he will pay tax on anything earned over £6500 pounds now, but it is under review and should change within the next 8-12 weeks, and if he has overpaid in the meantime, then it will be refunded via his paycheck.   The only reason for this is I am assuming that while shielding, his company did not keep him on the books.  If HMRC have got a record of him being on the books, and claiming UC, this will be them determining that he hasn't been trying to fraud the system by being paid as employed at the same time as claiming UC.  Once they clear that up, then they will correct the tax code.  So long as all his earnings and benefits all add up and they are happy then it will be back to normal.
    • Good Afternoon,   I am hoping to receive some advice regarding the below topic.   I was looking to purchase a property off-plan with a incentive attached and in order to secure this you pay a 'finder's fee'.     The fee was paid but then the property was un-mortgageable due to various reasons including the incentive being offered.   Having gone back to the agent to ask for a return of the finder's fee - they have refused saying that the incentive does not need to be disclosed and that essentially my broker is useless and I should use theirs!   Their broker also advised it would be hard to get a mortgage with the incentive disclosed which backs up what my broker has said.    This fee will now be kept on account.     I signed a form which confirms that the finders fee is non refundable - which was my error I should have checked if the property was mortgageable beforehand - however I wondered if there was anything I could do because:   The property is un-mortgageable - my broker tried all lenders including those who are happy with the incentive which was offered They have advised to withhold information which is clearly questioned in the mortgage application process   This is not a case of pulling out, this is a case that I cannot get finance and so cannot proceed.   Thanks in advance.
    • Hi all,  just wondering if i could get some help. me and my ex wife decided to get a loan back in 2017....i was continuing paying it but she didn't even though she promised me she would pay it as i agreed to it... and we split up in 2018, i was sectioned under mental health due to her behaviour.  short story... i came out 6 months later and she did not pay anything, my inbox was full, my phone with voicemails. i was not expecting this..... this loan was for £2000,    i tried to call her obviously she changed her phone number and email address, 2020 still not heard anything from her.... sent her letters she choose to ignore it.....   so i thought i come on here.... see you can make a complaint about responsible lending credit search.... behold just got a reply from progressive money....   i've also complained to amigo loans.... that is again she didn't pay anything... checked credit karma £11,876 on £7000 loans... hopefully something comes out of this....  - Summary Resolution Letter .pdf
    • Sorry it was 1250l before shielding he 
    • Is the 1250BR his code from before shielding?   Before shielding, the tax code would have been 1250 as this is the personal amount allowed to earn before tax. It should then have been followed by a single letter. The BR at the end means it is an emergency tax code, and that you receive no PFA, this is usual if you have more than one source of income.  This code means that all the earnings from this income will be taxed.   The 605T code is a temporary code, and shows that your tax is still being reviewed.   The changes in codes is due to the change in circumstances, firstly he was in work, then claiming UC while shielding (unpaid I assume), and then going back to work again.   They should sort themselves out, but you can always sign up to HMRC and keep an eye on the codes yourselves, and query anything with them as well.
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
PriorityOne

Trying to post a new thread.... lol

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3646 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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Testing.... testing.... trying to post a new thread with the new site software!! Think I might have cracked it.... :D

 

What a blinking palava though!!!!! :x

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Guest wino

Please let me in on your secret I have tried and tried but no luck. I feel sorry for the newbies who come here when they are at their lowest time and then when they finally build up the confidence to start a new thread 'computer says no'.

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Really hard to explain... but the details are in the link to one of my other threads:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?240186-Dissecting-the-Manchester-Test-Case/page156

 

Take a read of this page onwards, see what you make of it and I'll try and help you through it if you get stuck. Once the new thread is posted, you can access CAG in the normal way.... it's just starting new threads that seems to be the problem.

 

Good luck! :-)

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'computer says no'.
Lol :D

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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how do you find the threads you are already subscribed to??


You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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The quickest way I've found is to click on your username in your post which takes you to your profile page and it says something like "All Started Threads" on the left hand side :-)

 

Posted too quickly! Your subs should be in there somewhere too!

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nope not the threads I started - the threads which I have subscribed to /am following??


You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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Just checked again - only my threads are there - not the 160 plus threads I am subscribed to.......................


You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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Apologies, go top right and click on Settings :-)

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Thanks x


You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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No problem - I only found it by accident anyway :-D

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I'm not sure the change is for the better.....................


You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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I don't think CAG have much choice in it from what I've read!

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Guest wino

I have found out how to start a new thread.

I have pm'd someone else to start one on my behalf:):)

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Can someone explain the problem please

 

Using IE6 (which I think is the one causing the problems)

 

I can browse the forum e.g. http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?23-The-Bear-Garden

 

and under the Announcements, but above the list of threads is a 'Post New Thread' button


If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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Can someone explain the problem please

 

Using IE6 (which I think is the one causing the problems)

 

I can browse the forum e.g. http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?23-The-Bear-Garden

 

and under the Announcements, but above the list of threads is a 'Post New Thread' button

 

The problem is... that it doesn't work when you try to "post new thread". When the button is pressed, you get a blank screen instead.

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In IE could you click Help then About and tell me what version number it is.

 

Might get closer to tracking it down then :-)


If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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I've got Internet Explorer 7.... and it's a work laptop (not mine), so I can't make any changes to that..... at least I don't think so.

 

The techie people will probably update it some time after I go back to work in September 'coz I've heard we're getting sparkly new machines :-).... but this could just be wishful thinking :-(

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Ok, the form to post a new thread is there it is just waaaaaaay off to the right.

 

At the bottom of the screen you will see a scroll bar, get the blank bit (where the form should be) on your screen and scroll across and you'll find it.

 

Interesting, for some reason IE7 thinks the page should be about 24 screens wide and then puts the form in the middle ....

  • Haha 1

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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Ok, the form to post a new thread is there it is just waaaaaaay off to the right.

 

At the bottom of the screen you will see a scroll bar, get the blank bit (where the form should be) on your screen and scroll across and you'll find it.

 

Interesting, for some reason IE7 thinks the page should be about 24 screens wide and then puts the form in the middle ....

 

Oh YES!!!!!!!! :-)

 

gh.... you're a star!!!! :-) :-)

 

Is there any way of making this public knowledge for everyone?

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Guest wino

gh2008 I LOVE YOU YOU ARE MY HERO

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I've pm'd Webby a temp fix - need more caffeine before trying to find out why .... :lol:

 

What is incredible is the difference between IE6 & IE7 really bizarre you would have thought IE6 would be worse but it's all aesthetics - with IE7 it was rendered almost unusable

 

Don't we all just love Micro$oft :lol:


If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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Guest wino

Now your next challange is to find my smilies cos I miss them

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where are they missing - exact address or what you are doing - I've got so many browsers and pages open here - 2 screens and 4 virtual machines


If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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ah found one :D

 

was that one of yours?


If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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