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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Capital one - F & F


gezwee
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Have an ongoing issue with Cap1, its an enforceable agreement post 2007 so that side of things is pretty well covered (for them anyway).

 

Theres a balance of circa £1500.00 so its a tiddler in comparison to some of my others but........ this includes charges in the region of £250.00 + contractual interest which continues to be applied and I think comes in at roughly £500.00 for the last 14 months (although some of this may be additional charges).

 

I have received no statements for over a year and no notice of default fees levied on the account.

 

The only reason I know the balance is because I wrote to them 2 months ago asking for a balance of account.

 

I've since written to them again advising that no correspondence has been received for over a year and asking for corrected balance in light of their failure to present statements and/or default fee advice/s.

 

Got a template response that leads me to believe that they don't want to play ball.

 

'If' they don't concede at some stage in the near future is there any case law which prevents me from stating a reasoned case for reclaiming the charges and interest (which have not to date been paid), I would fully expect them to defend on the basis that the charges/interest have not been paid and they would want to invoke their right of offset against the arrears on the account but I'm not seeing much of another way forward in settling this one at the correct value.

 

Frustrating more than anything, all they've had from me for over a year is £1.00 per month and now I want to settle they want to play silly buggers with unsubstantiated charges and interest.

 

Gez

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sar them and do some reclaiming

 

what about ppi too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

 

SAR'd last week so theres a while to go with data just yet, and nope...... no PPI to reclaim on this one.

 

Any ideas on whether I'm reading the 2006 additions to S.77 & 78 correctly re: statements and the giving of.

 

Is the creditor financially penalised (no enforceable interest charges) by failing to send statements for a running credit account as is the case for fixed sum s.77A (6)?

 

Thanks

 

Gez

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not my game sorry

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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