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IF you are lucky enough to be able to get some of the remaining 0% credit cards- take out the maxiumum you can borrow on them and buy premium bonds-

 

buy them in small lots ( you have to buy a minimum £100 in one block)

 

you will have to make a repayment for month one as you wait for them to go live

 

it takes 8 days to get a refund- time your card repayments and then cash in sufficient bonds each month 2 weeks before the due payment to make the credit card minimum repayment

 

no guarantees- but assuming you have a sizeable wad (say £10,000 ) then for absolutely nothing you stand a chance of hitting a big win with THEIR money

 

if you have £10,000 or more the chances are that you will win one or two £25 prizes each month anyway

 

be careful NEVER to use the card to spend anything on- solely used for using THEIR money to play the premium bond lottery

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