Debt Collector Touting for Work!

[The Debt Star]

An accountant friend of mine received this email from a DCA touting for business.

 

Are the activities being 'marketed' by this debt collector legal?

 

My emphases in bold BTW

TDS

 

**************************

 

From:

Sent:

To:

Subject: Direct Collections Info

Dear ,

I am emailing today to introduce myself and my company to you, and to ask if there is anything I can help with at the moment?

My name is , and my company Direct Collections has been collecting debts since 2000, I personally have been doing this successfully for over 20 years. I enjoy my job and I'm good at it. That's why I have the same customers coming back to me time after time.

You may have dealt with other debt collectors in the past only to find a few letters were sent out, and the occasional phone call, and in the end

you are no closer to getting paid than you were before you started. I send in professional collectors, who will personally visit your debtors business

or home. Your debt will be escalated up the payment schedule and will not be ignored. We don't break the law in any way of course, but we do get

results which you can see for yourself on the references page of our website.

If you currently have any bad debts over £1,000, please reply to this email or call me on . Alternatively, please keep my details on file for future reference.

I look forward to speaking to you soon.

Kind regards

Direct Collections Ltd

Tel:

Web: http://www.directcollectionsltd.co.uk

[ODC]

Debt Collectors

The debt collectors at Direct Collections have many years of experience. Over the years we have encountered every excuse and we know how to get round them. Our debt collectors know which techniques will work on each type of individual. By applying the right amount of pressure and refusing to take no for an answer, our debt collectors will succeed where others have failed.

 

 

I wonder how they react to the doorstep letter or are they exempt from it

[PGH7447]

sounds like they are getting desperate if they have to tout for work - how sad never mind

[Guest Cartaphilus]

If you currently have any bad debts over £1,000, please reply to this email or call me on . Alternatively, please keep my details on file for future reference.

 

Yeah, here you go - you've taken everything from me thus far, my self-respect, any compassion I may once have had gone ... Just remember to bury me with at least a shirt on my back.

[Guest Cartaphilus]

And to make it easier for all these DCAs, I'll shove everything in boxes, ready to get taken away. I have nothing left to get taken away, the most important things that matter to me have already gone. Only thing is I would probably have to get a loan to buy a shirt. So, whatever commissions these people get out of all of it I hope when you grow older you look back and see what your 'comissions' have paid for.

[unclebulgaria67]

I would question why the registered address on the website differs from their companies house registered address.

 

On companies house this is the address and not the address in Middlesex.

 

DIRECT COLLECTIONS LIMITED

23A WEST ROAD

WEAVERHAM

CHESHIRE

CW8 3HP

Company No. 04307699

[cosmic13]

According to Companies House the reg address was changed from the Middx one in 2007, I guess they didn't think to update the website

[huggy41]

According to Companies House the reg address was changed from the Middx one in 2007, I guess they didn't think to update the website

 

or they could not afford too. pmsl

[totiesquoties]

And to make it easier for all these DCAs, I'll shove everything in boxes, ready to get taken away. I have nothing left to get taken away, the most important things that matter to me have already gone. Only thing is I would probably have to get a loan to buy a shirt. So, whatever commissions these people get out of all of it I hope when you grow older you look back and see what your 'comissions' have paid for.

 

sad to read your post cartaphilus, these robots are the **** of the earth, they are nothing more than loan sharks,

and the waters they infest the tide will be turning on them one day, god bless t.q.

[Guest Cartaphilus]

I will bounce back, I always appear to. Though I have turned the back on myself, I won't ever for anyone else. Wish I understood myself a bit better but then maybe I already do and that's the problem. (shrugs)

 

You take care as well.

[totiesquoties]

you are ten times a man than they will ever be.

[NailPost]

Our office gets a fax a day from these clowns. They have been told not to waste their time - and our paper - but they still send them. They go straight in the waste paper box.

[hillards]

I had a stream of email from these clowns a while ago - I simply 'bounced' them back, with a clearly highlighted reference to http://www.consumeractiongroup.co.uk ! Strange, they don't send me email any more...

[caledfwlch]

I would like one of these guys to come to my door. I am sadly immune to whatever pressure such a Chimp thinks he could apply. He also wouldnt't be taking No for an answer after the first, but a demonstration of the lawful right to remove tresspassers with reasonable force

[sillygirl1]

Perhaps the emails should be redirected to Trading Standards with the appropriate sections of the OFT Guidelines inserted where they are making blatant breaches... ie sending people to your work place, that would put the wind in their sails.

[Mrs E Blackadder]

I I am sadly immune to whatever pressure such a Chimp thinks he could apply.

 

 

Please don't insult chimps. They are intelligent, feeling animals who take care of one another. Debt collectors may LOOK like chimps, but they certainly don't have the brains of one

[Mozz1]

Perhaps the emails should be redirected to Trading Standards with the appropriate sections of the OFT Guidelines inserted where they are making blatant breaches... ie sending people to your work place, that would put the wind in their sails.

 

Bloomin good idea. What are the sections about workplace visits etc?

[Mozz1]

Please don't insult chimps. They are intelligent, feeling animals who take care of one another. Debt collectors may LOOK like chimps, but they certainly don't have the brains of one

 

and what about the gorilla they send to one's front door? )

[sillygirl1]

It is section 2.11 h, shown below

 

h. visiting debtors, unless requested, at inappropriate locations such as work or hospital.

[The Debt Star]

"I enjoy my job and I'm good at it."

 

From a debt collector that is so anal.

 

I hope all that negative karma he has woven in this life is worth it

[Ebineezer]

Indeed, Direct Collections Limited used to be called Scrooge and Marley. Changed their name when their chimp died. Or is that gimp?

[Guest Cartaphilus]

Well, then, am sure the ghost of Xmas future will visit. Aka known as 'what goes around comes around' but sadly it has been my obsevartions it can take a long time but no one can escape advancing years and the torment of things you have done. The same torment and more the debtor was put into all those years ago and suffered the pain. On the proviso they possess a sliver of a conscience and humanity.

[mkb]

Opened todays post and got this! What a flaming cheek!!

 

 

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[Guest Cartaphilus]

It would seem Fagin is alive and well. But even Fagin had a sense of humanity/morality of a sort. You'll have to excuse me but I've gone all Charles Dickens now after Scrooge was mentioned and I have never read any of his works but am familiar with the allegorical nature of them.

[The Debt Star]

lol. Yeah, remind me, was it Little Dorrit where that bloke got slammed up in debtors prison? probbaly for owing ye olde Egg Banking Company a florrin or two :)

 

yes Sir Reg Fagin CEO of the Insolvency Group is probably rubbing his grubby hands together right now, the tips of the fingers chopped off the top of his woollen gloves, counting the CCJs he and his 'ilk can milk'