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County Court Summons - Mortgage Shortfall - Advice Needed


ascint57
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Received a court summons from Northampton from Norton concerning a secured loan on my wife's cottage. Its dated 03 August.

As we don't live in the cottage, we had no idea it had been sold and we have not heard anything from Norton or Oakwood concerning the price they achieved.

Before it was repossessed we did inform Oakwood we had 2 offers on the property that would ahve cleared their debt and half of Norton's.

The Norton claim is 9k more than we thought we owed a total of 18 K

We are on benefit, my wife works part time, I don't, and have problems paying bills, but do have equity in my home.

I've phoned the CAB guy who helped us through the Oakwood repossession but he's away and they can't get to see us until next week. Do I have time to see them, or what do I do next

 

Thanks

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