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Hi to all and please can any1 help me??


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Hi to all and please can any1 help me??


First i want to thank all the ppl who, help and admin this site. THANK U ALL!!


1. If i have posted in the wrong place please forgive me i am very new to this and i have a sight difficulty's if i spell or miss place anything its coz i cant see the screen to well.


2 got a letter this week from (Mr Jason Evans, of Ruthbridge Limited a bunch of cow tippers) saying my dad owes their client Cabot Financial Europe Limited £1700.00 for some loan (we have not a clue what these idiots are on about) and we need to pay with in the next 7 days


ok i've been reading all the post on this thread and came to the conclusion i need to send them latter template N, for a CCA but someone has said not to sign is that correct?? do i just let my dad print his name at the bottom and not sign it?? any advice will be grateful i will past the letter here please can u tell me if i have done anything wrong or if it is ok to send many thanks to all from foxy


Dear Sir/Madam


Re:− Account/Reference Number *************.

Client Name Cabot Financial Europe Limited.

I do not acknowledge any debt from your client:

This letter is a formal request pursuant to s.77/78 of the Consumer Credit Act 1974. I require you to provide me with a true copy of the credit agreement relating to the above account, together with any other documentation the Act requires you to provide.


I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77 will apply.


If it is your view that you are not the creditor, s.175 of the CCA 1974 applies in the case of a simple assignment, and places a duty upon you to pass this request to the creditor. In the case of an absolute assignment, you are a creditor as defined by s.189. If you contend that you purchased the rights but not the duties of any agreement, you are reminded that s.189 of the Act is clear that an assignment is of both rights and duties.


Your attention is drawn to ss.5(2), 3(b),6 and 7 of the Consumer Protection From Unfair Trading Regulations 2008 (CPUTR).


I enclose a postal order in the sum of £1.00, which is the statutory fee. Note that these funds are not to be used for any other purpose.


I do not acknowledge any debt and if you are unable to comply fully and properly with this request, you should confirm this in writing at the earliest opportunity, and certainly within the statutory time limit for compliance, and return the fee.



We look forward to hearing from you.


Yours faithfully


Mr...........so i do not sign?? i just let him print with the keyboard??

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do i just let my dad print his name at the bottom and not sign it??
Yes, or you can send this first which is free; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

Anthrax alert at debt collectors caused by box of doughnuts


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17 Port & Maritime Regiment RCT

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Hi whitefox121 and welcome


Send the letter in the link post 2


Just ask your Dad to print his name do not use his proper signature. Send the letter recorded delivery so you have proof they receive it.

Never ever speak to them on the phone.

Let us know what the reply is please :)

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