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help needed with littlewoods

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hi there all,

i have served a cca agenst littlewoods and have just recived there response it says


"we refer to a recent request for a copy of your credit agreement.

unfortunatley we are unable to find a copy of an executed credit agreement for your littlewoods account.

but for your infomation we enclose a copy of the current agreement which applied to this type of account.

this version includes all contractual variations which have taken place."


i would like to know what i should do from here any help would be realy good as they asked me to sign a copy of there cca and send it back to them (dont think i will be doing that):grin:

and is this debt still enforcable ??

thanks for your time peeps

regards to you all danny

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Do not sign it and send it back.


If a company does not have a copy of the original agreement, then yes it should be unenforcebale at court.


IF you read around the threads then you will see that it is always not clear cut in those terms as some poeple have found out when being taken to court.


The debt will still exist and they are still entitled to ask for payment.


Have you thought about any trying to reclaim any charges on the account, any insurance on it?


It helped me in acheiving full and final settlements with the accounts to get them cleared and off my back for good.


Ida x

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