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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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CCJ - 14 days?


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Hi, we have a blue CCJ form dated 30/7/10 which we just can't pay for yet as we are awaiting funds.

 

Is there a way I can stop/delay the CCJ from being issued against our company? We should have the funds to pay for this within 2/3 weeks.

 

Is it just a case of speaking really nicely to the supplier? or filling in N9A form?

 

Many thanks

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Usually you would only get 14 days in which to respond to the claim. I would suggest completing the claim form as normal, but just offer a very minimal token payment of around £1-5. You can then always attach a letter explaining you will be able to pay more of a payment within 2-3 weeks. This way, you are keeping them sweet making a payment, to keep further legal action at bay.

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OK.

Does this just hold off the CCJ being issued then?

 

Sorry, it's all new to me and trying to not get any CCJ's against the company as we are trying to get a loan from the bank to aid in our current cashflow.

 

Thanks for your help

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OK, have been reading up on it and it looks like the best way is to file an acknowledgement of service.

 

This way it will give me a bit longer to get the money in and pay off. Is this what you mean by "completing the claim form as normal?"

 

If I did the minimal token payment (Debt is £9k) there is a chance they will still issue CCJ against the debt. Is my thinking correct?

 

Many thanks

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Hi

 

I mean to aknowledge the debt, complete the income and expenditure/debt section of the blue form, and offer a token payment where is states offer of payment of whatever you feel you can afford at the moment. Sign, date and then return to the court/solicitors. Aknowledging the debt, and paying them something will keep them at bay for a good while. There is still a chance they can come back and state that they do not want to accept the payment, but in the meantime, you would have got your money together to make a more substantial payment. If you ignored, didnt complete the claim form now, within the 14 days, they would probably go straight for further legal action which obviously is not wanted.

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need to double check but up here if a decree (CCJ) is granted and if you then pay that within 28 days then the decree (CCJ) is not logged (as though it never happened).

 

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Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

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Thanks for your help guys, really appreciate it - especially quick responses as I need to do something about it today/tomorrow at the latest.

 

I did come across this which worried me in case I admit the debt and they issue ccj anyway (From http://www.hmcourts-service.org.uk)....

Where the defendant admits all the claim asking for time to pay, he should notify you direct and should usually do this using the form (N9A) served on him with your claim.

You must decide whether you are willing to accept the terms of the defendant's admission. If the defendant's offer is acceptable to you, you may request judgment by admission through Money Claim Online by selecting the Judgment Start option.

I understand that I can get it removed once paid within 28 days but the bank are currently looking at giving us an increased overdraft limit and therefore if ccj issued has completly scuppered us.

 

Therefore I still think the only way of delaying is to hit "acknowledgement of service" thus giving me until 28/8/10 to decide what to do.

 

Many thanks

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Sorry to be the bearer of bad news, if you are a company, installments would not be allowed. ie You offering to pay them at x amount per month, unless they agree to it. The court would not as it is not a personal debt.

 

If you get a CCJ and can pay it off within the 28 days, then you can get a certificate of satisfaction and it would also be removed from your credit file. Be careful though, as some creditors would send in a HCEO within a few days of obtaining a CCJ against you.

 

If you know you can pay the debt in full within a couple of weeks, speak to the company and ask them to hold off taking any further action subject to the payment being made on x date. Some companies would do this others may not.

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Yes, I agree - best to speak with the company or solicitor, and explain your situation and explain you will be able to make a substantial payment within the next 2-3 weeks and see what they say and if they are willing to accept a smaller payment in the meantime.

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