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HALIFAX responce to CCA request - Is is enforceable?

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Upon advice posted on these forums i recently sent a request for my CCA from my credit card debtor Halifax.


They sent me back within the given time-frame a copy of an application form, my question is where does this leave me. Is an application form me consenting to their terms?


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  • 3 weeks later...

hi, the pic is to small to read, however this looks like a application form for a visa card, write back to the halifax and ask them were is the copy of the original agreement, you requested in your cca request. when was the card taken out? have you any ppi on this card? also any charges on the account?

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